2026 data Public-data reference. official source

demanding that they cease all reporting related to this debt. These requests have been ignored. ( See attached ) XXXX failure to address these concerns and their insistence on reporting a debt they no longer own demonstrates a blatant disregard for consumer rights and federal laws. Violations XXXX actions violate several provisions of the Fair Credit Reporting Act ( FCRA )

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows demanding that they cease all reporting related to this debt. These requests have been ignored. ( See attached ) XXXX failure to address these concerns and their insistence on reporting a debt they no longer own demonstrates a blatant disregard for consumer rights and federal laws. Violations XXXX actions violate several provisions of the Fair Credit Reporting Act ( FCRA )'s complaint history from CFPB public records. 1 consumers have filed complaints since YOUR. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
YOUR
Since

Total complaints

1

Filed since YOUR

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

demanding that they cease all reporting related to this debt. These requests have been ignored. ( See attached ) XXXX failure to address these concerns and their insistence on reporting a debt they no longer own demonstrates a blatant disregard for consumer rights and federal laws. Violations XXXX actions violate several provisions of the Fair Credit Reporting Act ( FCRA ) complaint mix by product

Total complaints: 1

demanding that they cease all reporting related to this debt. These requests have been ignored. ( See attached ) XXXX failure to address these concerns and their insistence on reporting a debt they no longer own demonstrates a blatant disregard for consumer rights and federal laws. Violations XXXX actions violate several provisions of the Fair Credit Reporting Act ( FCRA ) complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). loan XXXX: 1 complaints (100.0%), resolution 0.0% loan XXXX 100.0%
  • loan XXXX 1 100.0% 0% relief

How demanding that they cease all reporting related to this debt. These requests have been ignored. ( See attached ) XXXX failure to address these concerns and their insistence on reporting a debt they no longer own demonstrates a blatant disregard for consumer rights and federal laws. Violations XXXX actions violate several provisions of the Fair Credit Reporting Act ( FCRA )'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
loan XXXX 1

Top States

State Complaints
including but not limited to : 15 USC 1681- ( a ) ( XXXX ) : Reporting inaccurate and misleading information. 15 USC 1681- ( a ) ( XXXX ) : Failing to correct or delete inaccurate information after being notified. 15 USC 1681-a ( XXXX ) : Reporting information without proper legal grounds. 15 USC 16821-a ( XXXX ) : Providing misleading information to consumer reporting agencies. 15 USC 1681b. ( XXXX ) : Continuing to report information that is not permissible under the law. XXXX XXXXXXXX XXXX have established that the securitization and transfer of obligations create a legal separation between parties 1

Top Issues

Issue Complaints
XXXX on XX/XX/XXXX. This transfer was explicitly acknowledged in XXXX response to my previous complaint. As per their own admission 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About demanding that they cease all reporting related to this debt. These requests have been ignored. ( See attached ) XXXX failure to address these concerns and their insistence on reporting a debt they no longer own demonstrates a blatant disregard for consumer rights and federal laws. Violations XXXX actions violate several provisions of the Fair Credit Reporting Act ( FCRA )

demanding that they cease all reporting related to this debt. These requests have been ignored. ( See attached ) XXXX failure to address these concerns and their insistence on reporting a debt they no longer own demonstrates a blatant disregard for consumer rights and federal laws. Violations XXXX actions violate several provisions of the Fair Credit Reporting Act ( FCRA ) has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to YOUR, and the most recent logged activity is YOUR COMPL, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, demanding that they cease all reporting related to this debt. These requests have been ignored. ( See attached ) XXXX failure to address these concerns and their insistence on reporting a debt they no longer own demonstrates a blatant disregard for consumer rights and federal laws. Violations XXXX actions violate several provisions of the Fair Credit Reporting Act ( FCRA ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "loan XXXX", and the single most common underlying issue is "XXXX on XX/XX/XXXX. This transfer was explicitly acknowledged in XXXX response to my previous complaint. As per their own admission".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating demanding that they cease all reporting related to this debt. These requests have been ignored. ( See attached ) XXXX failure to address these concerns and their insistence on reporting a debt they no longer own demonstrates a blatant disregard for consumer rights and federal laws. Violations XXXX actions violate several provisions of the Fair Credit Reporting Act ( FCRA ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does demanding that they cease all reporting related to this debt. These requests have been ignored. ( See attached ) XXXX failure to address these concerns and their insistence on reporting a debt they no longer own demonstrates a blatant disregard for consumer rights and federal laws. Violations XXXX actions violate several provisions of the Fair Credit Reporting Act ( FCRA ) have?

demanding that they cease all reporting related to this debt. These requests have been ignored. ( See attached ) XXXX failure to address these concerns and their insistence on reporting a debt they no longer own demonstrates a blatant disregard for consumer rights and federal laws. Violations XXXX actions violate several provisions of the Fair Credit Reporting Act ( FCRA ) has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does demanding that they cease all reporting related to this debt. These requests have been ignored. ( See attached ) XXXX failure to address these concerns and their insistence on reporting a debt they no longer own demonstrates a blatant disregard for consumer rights and federal laws. Violations XXXX actions violate several provisions of the Fair Credit Reporting Act ( FCRA ) respond to complaints on time?

demanding that they cease all reporting related to this debt. These requests have been ignored. ( See attached ) XXXX failure to address these concerns and their insistence on reporting a debt they no longer own demonstrates a blatant disregard for consumer rights and federal laws. Violations XXXX actions violate several provisions of the Fair Credit Reporting Act ( FCRA ) has a 0% timely response rate to CFPB complaints.

What is the most common complaint about demanding that they cease all reporting related to this debt. These requests have been ignored. ( See attached ) XXXX failure to address these concerns and their insistence on reporting a debt they no longer own demonstrates a blatant disregard for consumer rights and federal laws. Violations XXXX actions violate several provisions of the Fair Credit Reporting Act ( FCRA )?

The most common issue reported against demanding that they cease all reporting related to this debt. These requests have been ignored. ( See attached ) XXXX failure to address these concerns and their insistence on reporting a debt they no longer own demonstrates a blatant disregard for consumer rights and federal laws. Violations XXXX actions violate several provisions of the Fair Credit Reporting Act ( FCRA ) is "XXXX on XX/XX/XXXX. This transfer was explicitly acknowledged in XXXX response to my previous complaint. As per their own admission" in the "loan XXXX" product category.

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