Total complaints
6
Filed since Addi
2026 data Public-data reference. official source
Deceptive
6 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
6 consumer complaints filed with the CFPB
This profile shows Deceptive's complaint history from CFPB public records. 6 consumers have filed complaints since Addi. The company has a 0% timely response rate and has provided relief in 0% of cases.
6
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
6
States Active
Addi
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
Deceptive complaint mix by product
- on XX/XX/XXXX 1 16.7% – 0% relief
- Experian said 1 16.7% – 0% relief
- Equifax has 1 16.7% – 0% relief
- I was 1 16.7% – 0% relief
- leading to 1 16.7% – 0% relief
- it will 1 16.7% – 0% relief
How Deceptive's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| on XX/XX/XXXX at XXXX XXXX XXXXXXXX | 1 |
| Experian said it was a system generated restriction. The restriction lasts for XXXX hours | 1 |
| Equifax has not provided any clear explanation for these changes. Each time I dispute the issue | 1 |
| I was not properly served in connection with a garnishment order related to this debt | 1 |
| leading to them being treated as separate in credit scores instead of grouped. FCRA | 1 |
| it will face severe consequences | 1 |
Top States
| State | Complaints |
|---|---|
| or Abusive Acts or Practices ( UDAAP ) provisions. | 1 |
| or Abusive Acts or Practices.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,90019,,Consent provided,Web,2024-12-19,Closed with explanation,Yes,N/A,11203360 | 1 |
| or Abusive Act or Practice ( UDAAP ) under the Dodd-Frank Act ( 12 U.S.C. 5531 ).,,EQUIFAX | 1 |
| or Abusive Acts or Practices ( UDAAP ). | 1 |
| or Abusive Acts or Practices ( UDAAP ) Maintaining inquiries in a way that unfairly harms consumers by not allowing proper deduplication | 1 |
| or Abusive Acts or Practices ( UDAAP ) and are illegal under federal and state laws | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| I have the right to fair and transparent communication regarding my accounts. This refusal to engage with me is not only disrespectful but also potentially in violation of several consumer protection laws and principles | 1 |
| the agent said even the supervisors can not remove the restriction. Experian 's policies and procedures are egregious. If I have an emergency in the next XXXX hours | 1 |
| which fails to address the inaccuracies they created. Under the Fair Credit Reporting Act ( FCRA ) ( 15 U.S.C. 1681 et seq. ) | 1 |
| but Jefferson Capital Systems | 1 |
| misrepresenting them as distinct credit-seeking events rather than rate shopping. FCRA | 1 |
| restitution orders to repay affected customers | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Deceptive
Deceptive has accumulated 6 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Addi, and the most recent logged activity is The law st, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Deceptive reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "on XX/XX/XXXX at XXXX XXXX XXXXXXXX", and the single most common underlying issue is "I have the right to fair and transparent communication regarding my accounts. This refusal to engage with me is not only disrespectful but also potentially in violation of several consumer protection laws and principles".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Deceptive: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Deceptive have?
Deceptive has received 6 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Deceptive respond to complaints on time?
Deceptive has a 0% timely response rate to CFPB complaints.
What is the most common complaint about Deceptive?
The most common issue reported against Deceptive is "I have the right to fair and transparent communication regarding my accounts. This refusal to engage with me is not only disrespectful but also potentially in violation of several consumer protection laws and principles" in the "on XX/XX/XXXX at XXXX XXXX XXXXXXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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