2026 data Public-data reference. official source

Date Opened : XX/XX/XXXX U S DEPT OF ED/XXXX XXXX XXXXXXXX * * High Balance : {$3400.00} XXXX Date Opened : XX/XX/XXXX Please immediately remove these from my file under FCRA 1681s-2 ( a ) ( 1 ) ( A ) and FDCPA 1692g ( a ). Without complete and verifiable validation or IRS documentation

3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3 consumer complaints filed with the CFPB

This profile shows Date Opened : XX/XX/XXXX U S DEPT OF ED/XXXX XXXX XXXXXXXX * * High Balance : {$3400.00} XXXX Date Opened : XX/XX/XXXX Please immediately remove these from my file under FCRA 1681s-2 ( a ) ( 1 ) ( A ) and FDCPA 1692g ( a ). Without complete and verifiable validation or IRS documentation's complaint history from CFPB public records. 3 consumers have filed complaints since Disp. The company has a 0% timely response rate and has provided relief in 0% of cases.

3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Disp
Since

Total complaints

3

Filed since Disp

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Date Opened : XX/XX/XXXX U S DEPT OF ED/XXXX XXXX XXXXXXXX * * High Balance : {$3400.00} XXXX Date Opened : XX/XX/XXXX Please immediately remove these from my file under FCRA 1681s-2 ( a ) ( 1 ) ( A ) and FDCPA 1692g ( a ). Without complete and verifiable validation or IRS documentation complaint mix by product

Total complaints: 3

Date Opened : XX/XX/XXXX U S DEPT OF ED/XXXX XXXX XXXXXXXX * * High Balance : {$3400.00} XXXX Date Opened : XX/XX/XXXX Please immediately remove these from my file under FCRA 1681s-2 ( a ) ( 1 ) ( A ) and FDCPA 1692g ( a ). Without complete and verifiable validation or IRS documentation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). they should: 3 complaints (100.0%), resolution 0.0% they should 100.0%
  • they should 3 100.0% 0% relief

How Date Opened : XX/XX/XXXX U S DEPT OF ED/XXXX XXXX XXXXXXXX * * High Balance : {$3400.00} XXXX Date Opened : XX/XX/XXXX Please immediately remove these from my file under FCRA 1681s-2 ( a ) ( 1 ) ( A ) and FDCPA 1692g ( a ). Without complete and verifiable validation or IRS documentation's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
they should have triggered the issuance of IRS Form 1099-C as required by IRS Publication 4681 3

Top States

State Complaints
they must not remain on file. 3

Top Issues

Issue Complaints
the creditor must file Form 1099-C and report the amount to the IRS unless an exception applies. '' To date 3

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Date Opened : XX/XX/XXXX U S DEPT OF ED/XXXX XXXX XXXXXXXX * * High Balance : {$3400.00} XXXX Date Opened : XX/XX/XXXX Please immediately remove these from my file under FCRA 1681s-2 ( a ) ( 1 ) ( A ) and FDCPA 1692g ( a ). Without complete and verifiable validation or IRS documentation

Date Opened : XX/XX/XXXX U S DEPT OF ED/XXXX XXXX XXXXXXXX * * High Balance : {$3400.00} XXXX Date Opened : XX/XX/XXXX Please immediately remove these from my file under FCRA 1681s-2 ( a ) ( 1 ) ( A ) and FDCPA 1692g ( a ). Without complete and verifiable validation or IRS documentation has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Disp, and the most recent logged activity is Disputed C, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Date Opened : XX/XX/XXXX U S DEPT OF ED/XXXX XXXX XXXXXXXX * * High Balance : {$3400.00} XXXX Date Opened : XX/XX/XXXX Please immediately remove these from my file under FCRA 1681s-2 ( a ) ( 1 ) ( A ) and FDCPA 1692g ( a ). Without complete and verifiable validation or IRS documentation reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "they should have triggered the issuance of IRS Form 1099-C as required by IRS Publication 4681", and the single most common underlying issue is "the creditor must file Form 1099-C and report the amount to the IRS unless an exception applies. '' To date".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Date Opened : XX/XX/XXXX U S DEPT OF ED/XXXX XXXX XXXXXXXX * * High Balance : {$3400.00} XXXX Date Opened : XX/XX/XXXX Please immediately remove these from my file under FCRA 1681s-2 ( a ) ( 1 ) ( A ) and FDCPA 1692g ( a ). Without complete and verifiable validation or IRS documentation: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Date Opened : XX/XX/XXXX U S DEPT OF ED/XXXX XXXX XXXXXXXX * * High Balance : {$3400.00} XXXX Date Opened : XX/XX/XXXX Please immediately remove these from my file under FCRA 1681s-2 ( a ) ( 1 ) ( A ) and FDCPA 1692g ( a ). Without complete and verifiable validation or IRS documentation have?

Date Opened : XX/XX/XXXX U S DEPT OF ED/XXXX XXXX XXXXXXXX * * High Balance : {$3400.00} XXXX Date Opened : XX/XX/XXXX Please immediately remove these from my file under FCRA 1681s-2 ( a ) ( 1 ) ( A ) and FDCPA 1692g ( a ). Without complete and verifiable validation or IRS documentation has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Date Opened : XX/XX/XXXX U S DEPT OF ED/XXXX XXXX XXXXXXXX * * High Balance : {$3400.00} XXXX Date Opened : XX/XX/XXXX Please immediately remove these from my file under FCRA 1681s-2 ( a ) ( 1 ) ( A ) and FDCPA 1692g ( a ). Without complete and verifiable validation or IRS documentation respond to complaints on time?

Date Opened : XX/XX/XXXX U S DEPT OF ED/XXXX XXXX XXXXXXXX * * High Balance : {$3400.00} XXXX Date Opened : XX/XX/XXXX Please immediately remove these from my file under FCRA 1681s-2 ( a ) ( 1 ) ( A ) and FDCPA 1692g ( a ). Without complete and verifiable validation or IRS documentation has a 0% timely response rate to CFPB complaints.

What is the most common complaint about Date Opened : XX/XX/XXXX U S DEPT OF ED/XXXX XXXX XXXXXXXX * * High Balance : {$3400.00} XXXX Date Opened : XX/XX/XXXX Please immediately remove these from my file under FCRA 1681s-2 ( a ) ( 1 ) ( A ) and FDCPA 1692g ( a ). Without complete and verifiable validation or IRS documentation?

The most common issue reported against Date Opened : XX/XX/XXXX U S DEPT OF ED/XXXX XXXX XXXXXXXX * * High Balance : {$3400.00} XXXX Date Opened : XX/XX/XXXX Please immediately remove these from my file under FCRA 1681s-2 ( a ) ( 1 ) ( A ) and FDCPA 1692g ( a ). Without complete and verifiable validation or IRS documentation is "the creditor must file Form 1099-C and report the amount to the IRS unless an exception applies. '' To date" in the "they should have triggered the issuance of IRS Form 1099-C as required by IRS Publication 4681" product category.

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