2026 data Public-data reference. official source

DATE OF MAJOR 1ST DELIQUENCY REPORTED NON REPORTING DISPUTES and XXXX XXXX XXXX XXXX XXXX XXXX Response Company responded on XX/XX/2023 In response to your request

2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

2 consumer complaints filed with the CFPB

This profile shows DATE OF MAJOR 1ST DELIQUENCY REPORTED NON REPORTING DISPUTES and XXXX XXXX XXXX XXXX XXXX XXXX Response Company responded on XX/XX/2023 In response to your request's complaint history from CFPB public records. 2 consumers have filed complaints since Howe. The company has a 0% timely response rate and has provided relief in 0% of cases.

2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
Howe
Since

Total complaints

2

Filed since Howe

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

DATE OF MAJOR 1ST DELIQUENCY REPORTED NON REPORTING DISPUTES and XXXX XXXX XXXX XXXX XXXX XXXX Response Company responded on XX/XX/2023 In response to your request complaint mix by product

Total complaints: 2

DATE OF MAJOR 1ST DELIQUENCY REPORTED NON REPORTING DISPUTES and XXXX XXXX XXXX XXXX XXXX XXXX Response Company responded on XX/XX/2023 In response to your request complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). XXXX XXXX: 1 complaints (50.0%), resolution 0.0% XXXX XXXX 50.0% Equifax Information: 1 complaints (50.0%), resolution 0.0% Equifax Information 50.0%
  • XXXX XXXX 1 50.0% 0% relief
  • Equifax Information 1 50.0% 0% relief

How DATE OF MAJOR 1ST DELIQUENCY REPORTED NON REPORTING DISPUTES and XXXX XXXX XXXX XXXX XXXX XXXX Response Company responded on XX/XX/2023 In response to your request's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
XXXX XXXX XXXX XXXX response Company responded on XX/XX/2023 A summary of the results are listed below : Trade : XXXX XXXX XXXX XXXX VERIFIED THAT THIS ITEM BELONGS TO YOU. THE FOLLOWING FIELDS HAVE BEEN MODIFIED : CREDIT LIMIT 1
Equifax Information Services LLC response Company responded on XX/XX/2023 A summary of the results are listed below : Trade : XXXX XXXX XXXX EQUIFAX VERIFIED THAT THIS ITEM BELONGS TO YOU. THE FOLLOWING FIELDS HAVE BEEN MODIFIED : CREDIT LIMIT 1

Top States

State Complaints
the following actions were taken on your credit file : You disputed the following accounts and/or public records on your credit file. Below includes the results of that investigation. XXXX XXXX XXXX-UPDATED ; I have not heard anything from EXPERIAN yet ; XXXX and XXXX have stated everything was complete and accurate. But how is that possible if Last Verified is inaccurate yet updated twice 1
the following actions were taken on your credit file : You disputed the following accounts and/or public records on your credit file. Below includes the results of that investigation. XXXX XXXX XXXXUPDATED ; I have not heard anything from XXXX yet ; Equifax and XXXX have stated everything was complete and accurate. But how is that possible if Last Verified is inaccurate yet updated twice 1

Top Issues

Issue Complaints
SCHEDULED PAYMENT 2

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About DATE OF MAJOR 1ST DELIQUENCY REPORTED NON REPORTING DISPUTES and XXXX XXXX XXXX XXXX XXXX XXXX Response Company responded on XX/XX/2023 In response to your request

DATE OF MAJOR 1ST DELIQUENCY REPORTED NON REPORTING DISPUTES and XXXX XXXX XXXX XXXX XXXX XXXX Response Company responded on XX/XX/2023 In response to your request has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Howe, and the most recent logged activity is However th, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, DATE OF MAJOR 1ST DELIQUENCY REPORTED NON REPORTING DISPUTES and XXXX XXXX XXXX XXXX XXXX XXXX Response Company responded on XX/XX/2023 In response to your request reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX XXXX XXXX response Company responded on XX/XX/2023 A summary of the results are listed below : Trade : XXXX XXXX XXXX XXXX VERIFIED THAT THIS ITEM BELONGS TO YOU. THE FOLLOWING FIELDS HAVE BEEN MODIFIED : CREDIT LIMIT", and the single most common underlying issue is "SCHEDULED PAYMENT".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating DATE OF MAJOR 1ST DELIQUENCY REPORTED NON REPORTING DISPUTES and XXXX XXXX XXXX XXXX XXXX XXXX Response Company responded on XX/XX/2023 In response to your request: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does DATE OF MAJOR 1ST DELIQUENCY REPORTED NON REPORTING DISPUTES and XXXX XXXX XXXX XXXX XXXX XXXX Response Company responded on XX/XX/2023 In response to your request have?

DATE OF MAJOR 1ST DELIQUENCY REPORTED NON REPORTING DISPUTES and XXXX XXXX XXXX XXXX XXXX XXXX Response Company responded on XX/XX/2023 In response to your request has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.

Does DATE OF MAJOR 1ST DELIQUENCY REPORTED NON REPORTING DISPUTES and XXXX XXXX XXXX XXXX XXXX XXXX Response Company responded on XX/XX/2023 In response to your request respond to complaints on time?

DATE OF MAJOR 1ST DELIQUENCY REPORTED NON REPORTING DISPUTES and XXXX XXXX XXXX XXXX XXXX XXXX Response Company responded on XX/XX/2023 In response to your request has a 0% timely response rate to CFPB complaints.

What is the most common complaint about DATE OF MAJOR 1ST DELIQUENCY REPORTED NON REPORTING DISPUTES and XXXX XXXX XXXX XXXX XXXX XXXX Response Company responded on XX/XX/2023 In response to your request?

The most common issue reported against DATE OF MAJOR 1ST DELIQUENCY REPORTED NON REPORTING DISPUTES and XXXX XXXX XXXX XXXX XXXX XXXX Response Company responded on XX/XX/2023 In response to your request is "SCHEDULED PAYMENT" in the "XXXX XXXX XXXX XXXX response Company responded on XX/XX/2023 A summary of the results are listed below : Trade : XXXX XXXX XXXX XXXX VERIFIED THAT THIS ITEM BELONGS TO YOU. THE FOLLOWING FIELDS HAVE BEEN MODIFIED : CREDIT LIMIT" product category.

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