Total complaints
10
Filed since Desp
2026 data Public-data reference. official source
date of last payment
10 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
10 consumer complaints filed with the CFPB
This profile shows date of last payment's complaint history from CFPB public records. 10 consumers have filed complaints since Desp. The company has a 0% timely response rate and has provided relief in 0% of cases.
10
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
5
States Active
Desp
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
date of last payment complaint mix by product
- in writing 4 40.0% – 0% relief
- this account 3 30.0% – 0% relief
- I have 1 10.0% – 0% relief
- in date 1 10.0% – 0% relief
- such that 1 10.0% – 0% relief
How date of last payment's 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| in writing : 1. Full Chain of Assignment From loan origination through all sales or transfers 2. Trust or Pool Information If securitized | 4 |
| this account is reported as a charge-off on my Equifax and TransUnion credit reports. I believe this account may also be linked to identity theft | 3 |
| I have the right to dispute any inaccurate or incomplete information in my credit report. I maintain that there are inaccuracies in the report | 1 |
| in date XXXXthe balance {$1100.00} | 1 |
| such that | 1 |
Top States
| State | Complaints |
|---|---|
| and current legal holder of title DEMAND FOR REFUND & CESSATION If you can not verify ownership or legal standing : Cease and desist all collection activity under 15 U.S.C. 1692c ( c ) Delete all reporting to any credit bureaus under 15 U.S.C. 1681s-2 Issue a full refund of payments collected after the loan was transferred or securitized Remove all internal and third-party contact attempts Failure to comply within 10 business days from the date of this letter will result in : Filing with the FTC | 4 |
| payment history | 3 |
| term duration | 1 |
| high credit are left blank. | 1 |
| or date of first delinquency | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| as I did not authorize further charges or account modifications beyond the original purchase. XXXX investigated and removed the account from my credit report after failing to validate it | 3 |
| CUSIP number | 2 |
| XXXX number | 2 |
| past due | 1 |
| the High Credit {$1500.00} and the Amount Past Due {$1100.00} are all listed | 1 |
| some of the information therein would necessarily be inaccurate. Such inconsistencies may include : Impossible information about consumersfor example | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About date of last payment
date of last payment has accumulated 10 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 10 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Desp, and the most recent logged activity is Under the , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, date of last payment reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "in writing : 1. Full Chain of Assignment From loan origination through all sales or transfers 2. Trust or Pool Information If securitized", and the single most common underlying issue is "as I did not authorize further charges or account modifications beyond the original purchase. XXXX investigated and removed the account from my credit report after failing to validate it".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating date of last payment: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does date of last payment have?
date of last payment has received 10 consumer complaints filed with the Consumer Financial Protection Bureau.
Does date of last payment respond to complaints on time?
date of last payment has a 0% timely response rate to CFPB complaints.
What is the most common complaint about date of last payment?
The most common issue reported against date of last payment is "as I did not authorize further charges or account modifications beyond the original purchase. XXXX investigated and removed the account from my credit report after failing to validate it" in the "in writing : 1. Full Chain of Assignment From loan origination through all sales or transfers 2. Trust or Pool Information If securitized" product category.
Read our methodology — how this data is sourced, computed, and verified.
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