Total complaints
2
Filed since I fo
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows damage to my credit score's complaint history from CFPB public records. 2 consumers have filed complaints since I fo. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
2
Filed since I fo
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How damage to my credit score's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| including unknown credit inquiries | 1 |
| as required by law | 1 |
| State | Complaints |
|---|---|
| emotional distress | 1 |
| and potential loss of credit opportunities.,Company believes it acted appropriately as authorized by contract or law,Denefits LLC,VA,22193,,Consent provided,Web,2025-09-06,Closed with explanation,Yes,N/A,15767163 | 1 |
| Issue | Complaints |
|---|---|
| Experian failed to investigate and remove these inaccuracies from my accounts | 1 |
| please find the following supporting documents to substantiate my claim : A copy of my XXXX XXXXredit report with the disputed Denfitsll entry ( account number XXXX ) highlighted A copy of my government-issued identification to verify my identity A sworn affidavit attesting that I have never applied for or authorized any account with Denfitsll | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
damage to my credit score has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I fo, and the most recent logged activity is Please con, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, damage to my credit score reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "including unknown credit inquiries", and the single most common underlying issue is "Experian failed to investigate and remove these inaccuracies from my accounts".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating damage to my credit score: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
damage to my credit score has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
damage to my credit score has a 0% timely response rate to CFPB complaints.
The most common issue reported against damage to my credit score is "Experian failed to investigate and remove these inaccuracies from my accounts" in the "including unknown credit inquiries" product category.
Read our methodology — how this data is sourced, computed, and verified.