2026 data Public-data reference. official source

damage to my credit score

2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

2 consumer complaints filed with the CFPB

This profile shows damage to my credit score's complaint history from CFPB public records. 2 consumers have filed complaints since I fo. The company has a 0% timely response rate and has provided relief in 0% of cases.

2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
I fo
Since

Total complaints

2

Filed since I fo

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

damage to my credit score complaint mix by product

Total complaints: 2

damage to my credit score complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). including unknown: 1 complaints (50.0%), resolution 0.0% including unknown 50.0% as required: 1 complaints (50.0%), resolution 0.0% as required 50.0%
  • including unknown 1 50.0% 0% relief
  • as required 1 50.0% 0% relief

How damage to my credit score's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
including unknown credit inquiries 1
as required by law 1

Top States

State Complaints
emotional distress 1
and potential loss of credit opportunities.,Company believes it acted appropriately as authorized by contract or law,Denefits LLC,VA,22193,,Consent provided,Web,2025-09-06,Closed with explanation,Yes,N/A,15767163 1

Top Issues

Issue Complaints
Experian failed to investigate and remove these inaccuracies from my accounts 1
please find the following supporting documents to substantiate my claim : A copy of my XXXX XXXXredit report with the disputed Denfitsll entry ( account number XXXX ) highlighted A copy of my government-issued identification to verify my identity A sworn affidavit attesting that I have never applied for or authorized any account with Denfitsll 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About damage to my credit score

damage to my credit score has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I fo, and the most recent logged activity is Please con, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, damage to my credit score reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "including unknown credit inquiries", and the single most common underlying issue is "Experian failed to investigate and remove these inaccuracies from my accounts".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating damage to my credit score: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does damage to my credit score have?

damage to my credit score has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.

Does damage to my credit score respond to complaints on time?

damage to my credit score has a 0% timely response rate to CFPB complaints.

What is the most common complaint about damage to my credit score?

The most common issue reported against damage to my credit score is "Experian failed to investigate and remove these inaccuracies from my accounts" in the "including unknown credit inquiries" product category.

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