Total complaints
4
Filed since Lack
2026 data Public-data reference. official source
creditor type
4 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
4 consumer complaints filed with the CFPB
This profile shows creditor type's complaint history from CFPB public records. 4 consumers have filed complaints since Lack. The company has a 0% timely response rate and has provided relief in 0% of cases.
4
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
Lack
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
creditor type complaint mix by product
- Disputed Information 3 75.0% – 0% relief
- I searched 1 25.0% – 0% relief
How creditor type's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Disputed Information : account # | 3 |
| I searched for Midland Credit Management on the NMLS Consumer Access website and found that they are not licensed to collect debt in the state of Texas. Despite this | 1 |
Top States
| State | Complaints |
|---|---|
| account status | 3 |
| and account status and type. This is unacceptable! | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| last verified | 3 |
| which is negatively impacting my credit score | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About creditor type
creditor type has accumulated 4 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Lack, and the most recent logged activity is XXXX. XXXX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, creditor type reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Disputed Information : account #", and the single most common underlying issue is "last verified".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating creditor type: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does creditor type have?
creditor type has received 4 consumer complaints filed with the Consumer Financial Protection Bureau.
Does creditor type respond to complaints on time?
creditor type has a 0% timely response rate to CFPB complaints.
What is the most common complaint about creditor type?
The most common issue reported against creditor type is "last verified" in the "Disputed Information : account #" product category.
Read our methodology — how this data is sourced, computed, and verified.
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