Total complaints
19
Filed since 12 C
2026 data Public-data reference. official source
credit standing
19 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
19 consumer complaints filed with the CFPB
This profile shows credit standing's complaint history from CFPB public records. 19 consumers have filed complaints since 12 C. The company has a 0% timely response rate and has provided relief in 0% of cases.
19
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
4
States Active
12 C
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
credit standing complaint mix by product
- it is 4 33.3% – 0% relief
- me 2 16.7% – 0% relief
- and reflects 2 16.7% – 0% relief
- XXXX XXXX 1 8.3% – 0% relief
- any consumer 1 8.3% – 0% relief
- which 1 8.3% – 0% relief
- Convergent Outsourcing 1 8.3% – 0% relief
How credit standing's 19 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| it is a fact | 4 |
| me | 2 |
| and reflects the terms of the account and the consumer 's performance on the account Information should : be substantiated by your records when it is furnished ; include consumer identifiers | 2 |
| XXXX XXXX XXXX XXXX XXXX ( FSA ) | 1 |
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the written instructions of the consumer to whom it relates. 15 USC 1681e ( b ) Compliance and procedures ( b ) ACCURACY OF REPORT Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. 15 USC 1681 section 602 ( a ) There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness | 1 |
| which | 1 |
| Convergent Outsourcing Inc | 1 |
| in fact pursuant to 12 CFR 1022.41 ( c ) ( 2 ) they can not can not be a Furnisher because you acting as consumer reporting agency as defined pursuant to 15 U.S. Code 1681a of the FCRA | 1 |
| once I over drafted my account the bank closed my account stating I was committing fraud and depositing bad check. These checks were coming directly from my employer there were no way I was committing fraud. My account had an overdraft of 200 and some change | 1 |
| a data breach '' refers to the loss | 1 |
| credit standing | 1 |
| in fact pursuant to 12 CFR 1022.41 ( c ) ( 2 ) you can not be a Furnisher because you acting as consumer reporting agency as defined pursuant to 15 U.S. Code 1681a of the FCRA | 1 |
| in fact pursuant to 12 CFR 1022.41 ( c ) ( 2 ) you can not be a Furnisher because you acting as consumer reporting agency as defined pursuant to 603 ( f ) of the FCRA | 1 |
| parts A | 1 |
Top States
| State | Complaints |
|---|---|
| credit capacity | 16 |
| or credit capacity. If you have any other questions or concerns | 1 |
| or credit capacity | 1 |
| credit capacity.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,75219,,Consent provided,Web,2021-12-09,Closed with explanation,Yes,N/A,4990935 | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| have put in disputes with XXXX | 4 |
| government identification number date of birth | 3 |
| who they are making the report about. There is nothing fair about constantly battling corporations over incorrect | 2 |
| date of birth | 2 |
| MOHELA acts as an XXXX XXXX on behalf of XXXX. As an Information Furnisher | 1 |
| and a respect for the consumers right to privacy. XXXX | 1 |
| would forward the dispute to the furnisher to investigate. When Congress passed the FACT Act in 2003 | 1 |
| XXXX and XXXX ( further known as CREDIT REPORTING AGENCIES ). First | 1 |
| which I never committed. Not only Bank of America is reporting false information under my social security | 1 |
| or other unauthorized access ... to data containing sensitive personal information ... that results in the potential compromise of the confidentiality or integrity of the data. '' ( 38 USC 5727 ( 4 ) | 1 |
| character | 1 |
| & C. ) My rights as a consumer | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About credit standing
credit standing has accumulated 19 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 14 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 12 C, and the most recent logged activity is during the, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, credit standing reports a 0% timely-response rate and has closed 5.3% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "it is a fact", and the single most common underlying issue is "have put in disputes with XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating credit standing: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does credit standing have?
credit standing has received 19 consumer complaints filed with the Consumer Financial Protection Bureau.
Does credit standing respond to complaints on time?
credit standing has a 0% timely response rate to CFPB complaints.
What is the most common complaint about credit standing?
The most common issue reported against credit standing is "have put in disputes with XXXX" in the "it is a fact" product category.
Read our methodology — how this data is sourced, computed, and verified.
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