Total complaints
2
Filed since Acco
2026 data Public-data reference. official source
credit scoring data
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows credit scoring data's complaint history from CFPB public records. 2 consumers have filed complaints since Acco. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
Acco
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
credit scoring data complaint mix by product
- XXXX XXXX 1 50.0% – 0% relief
- without alteration 1 50.0% – 0% relief
How credit scoring data's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX XXXX is directed to preserve | 1 |
| without alteration | 1 |
Top States
| State | Complaints |
|---|---|
| and chain-of-custody materials relating to the origination of this loan and any subsequent transfers or servicing arrangements.,,JFQ Lending | 1 |
| assignment documentation from XXXX XXXX XXXX XXXX XXXX XXXXXXXX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| all records | 1 |
| communications | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About credit scoring data
credit scoring data has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Acco, and the most recent logged activity is DOCUMENT P, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, credit scoring data reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX is directed to preserve", and the single most common underlying issue is "all records".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating credit scoring data: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does credit scoring data have?
credit scoring data has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does credit scoring data respond to complaints on time?
credit scoring data has a 0% timely response rate to CFPB complaints.
What is the most common complaint about credit scoring data?
The most common issue reported against credit scoring data is "all records" in the "XXXX XXXX is directed to preserve" product category.
Read our methodology — how this data is sourced, computed, and verified.
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