Total complaints
3
Filed since In c
2026 data Public-data reference. official source
credit reporting
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows credit reporting's complaint history from CFPB public records. 3 consumers have filed complaints since In c. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
In c
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
credit reporting complaint mix by product
- I believe 1 33.3% – 0% relief
- XXXX XXXX 1 33.3% – 0% relief
- on behalf 1 33.3% – 0% relief
How credit reporting's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| I believe Im not supposed to pay anything on the alleged student loan. However on XX/XX/XXXX when I asked about being put on the income driven repayment plan | 1 |
| XXXX XXXX XXXX has failed to provide proper validation. Despite this | 1 |
| on behalf of public safety and consumer protection law enforcement | 1 |
Top States
| State | Complaints |
|---|---|
| last payment made on the account and did not explain the difference of the plans offered or how it would affect the account in question. I advised that due to COVID-19 | 1 |
| etc. ]. | 1 |
| with no proof of any verification. These deceptive and criminal practices serve to facilitate car dealership organized fraud car crimes that kill innocent people. Immediate and complete XXXX XXXX XXXX deletions off my credit record are sought pursuant to 2-721. Remedies for Fraud. I look forward to answers to the above questions. Thank you. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| XXXX ). I advised him that I do not have any disposable income at this time yet he told me I could only do a forbearance or pay {$140.00} for 12 months. I stated how could that be my only option if I dont have any disposable income to make the payment? He stated | 1 |
| including [ describe any ongoing activity | 1 |
| is needed. Please stop these Experian allowed retaliatory | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About credit reporting
credit reporting has accumulated 3 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to In c, and the most recent logged activity is repayment , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, credit reporting reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I believe Im not supposed to pay anything on the alleged student loan. However on XX/XX/XXXX when I asked about being put on the income driven repayment plan", and the single most common underlying issue is "XXXX ). I advised him that I do not have any disposable income at this time yet he told me I could only do a forbearance or pay {$140.00} for 12 months. I stated how could that be my only option if I dont have any disposable income to make the payment? He stated".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating credit reporting: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does credit reporting have?
credit reporting has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does credit reporting respond to complaints on time?
credit reporting has a 0% timely response rate to CFPB complaints.
What is the most common complaint about credit reporting?
The most common issue reported against credit reporting is "XXXX ). I advised him that I do not have any disposable income at this time yet he told me I could only do a forbearance or pay {$140.00} for 12 months. I stated how could that be my only option if I dont have any disposable income to make the payment? He stated" in the "I believe Im not supposed to pay anything on the alleged student loan. However on XX/XX/XXXX when I asked about being put on the income driven repayment plan" product category.
Read our methodology — how this data is sourced, computed, and verified.
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