Total complaints
22
Filed since ACCO
2026 data Public-data reference. official source
credit
22 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
22 consumer complaints filed with the CFPB
This profile shows credit's complaint history from CFPB public records. 22 consumers have filed complaints since ACCO. The company has a 0% timely response rate and has provided relief in 0% of cases.
22
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
11
States Active
ACCO
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
credit complaint mix by product
- property 6 31.6% – 0% relief
- which will 4 21.1% – 0% relief
- Agent on 3 15.8% – 0% relief
- TN XXXX 2 10.5% – 0% relief
- I am 2 10.5% – 0% relief
- 607 ( 1 5.3% – 0% relief
- but since 1 5.3% – 0% relief
How credit's 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| property | 6 |
| which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization. The security freeze is designed to prevent credit | 4 |
| Agent on behalf of [ XXXX XXXX ] ** [ XXXX XXXX ] ** [ XXXX XXXX ] [ XXXX | 3 |
| TN XXXX This is yet another false address linked to my file. Its inclusion is misleading and directly affects the accuracy of my report. Because it can not be verified as my true and correct address | 2 |
| I am writing and praying that something be done because if not | 2 |
| 607 ( b ) | 1 |
| but since no response or attempt to postpone your payment has been given | 1 |
| XXXX XXXX XXXX | 1 |
| XXXX orientation | 1 |
| Sallie Mae had become XXXX. XXXX completely disregarded my settlement offer ( which I provided them proof of ) | 1 |
Top States
| State | Complaints |
|---|---|
| and insurance institutions {$10000.00} 661. Within special maritime and territorial jurisdiction {$10000.00} 662. Receiving stolen property within special maritime and territorial jurisdiction {$10000.00} 666. Theft or bribery concerning programs receiving Federal funds {$10000.00} 1344. Bank fraud {>= $1 | 5 |
| mortgage | 4 |
| and other financial opportunities. Resulting in unreasonable higher rates when applying through commerce and high rates of interest as a consumer also most important and constant | 3 |
| and employment. I request immediate reinvestigation and removal under my legal rights. | 2 |
| bank account for myself or for my business all because of illegal and inaccurate credit reporting they dont want to investigate. All I know is that theres an XXXX of big XXXX XXXX against little ol me. I have been ignored and now suffering because they refuse to investigate and fix the reports. I asked them to remove it and they didnt. Now Im speaking with CFPB. To please help fix all these credit reports that these third-party credit reporting agencies have reported against my will | 2 |
| and fair interest rates Instruction : Reinvestigate this account with the original creditor | 1 |
| and insurance institutions {$10000.00} XXXX. Within special maritime and territorial jurisdiction {$10000.00} XXXX. Receiving stolen property within special maritime and territorial jurisdiction {$10000.00} XXXX. Theft or bribery concerning programs receiving Federal funds {$10000.00} XXXX. Bank fraud {>= $1 | 1 |
| and stage 4 collections. | 1 |
| or financing agreement with Giggle Finance XXXX XXXX XXXX is not listed on the official Articles of Organization for my company | 1 |
| and the jury system. | 1 |
| etc. I have been repeatedly declined for credit due to these negative reportings | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| generally | 6 |
| and services from being approved in your name without your consent. However | 4 |
| XXXX ] [ XXXX ] [ XXXX ] [ XX/XX/year> ] **Federal XXXX XXXX XXXX FTC XXXX ** Consumer Response Center XXXX XXXX XXXX XXXX Washington XXXX DC XXXX XXXX XXXX XXXX XXXX XXXX CFPB ) ** XXXX XXXX XXXX XXXX XXXX XXXX IA XXXX XXXXSubject : ** Formal Complaint Regarding Unauthorized Hard Inquiries on Credit Report and Request for Enforcement of Consumer Protection Laws Dear Sir/Madam | 3 |
| government IDs | 2 |
| I will have to then file for bankruptcy ( I don't want to file bankruptcy ) because it has become impossible to live. I can't get a loan | 2 |
| and FACTA require that information reported must be fair | 1 |
| and all past due | 1 |
| MI XXXX Filing Number : XXXX Date Filed : XX/XX/year> Secured Party : Giggle Finance XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| education | 1 |
| the fulfillment of the terms stated within the agreement ( also provided proof of payment ). XXXX continues to report these loans negatively on my credit | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About credit
credit has accumulated 22 consumer complaints in the CFPB public database, with filings active across 11 U.S. states. Of those submissions, 17 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ACCO, and the most recent logged activity is You have a, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, credit reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "property", and the single most common underlying issue is "generally".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating credit: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does credit have?
credit has received 22 consumer complaints filed with the Consumer Financial Protection Bureau.
Does credit respond to complaints on time?
credit has a 0% timely response rate to CFPB complaints.
What is the most common complaint about credit?
The most common issue reported against credit is "generally" in the "property" product category.
Read our methodology — how this data is sourced, computed, and verified.
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