Total complaints
1
Filed since Imme
2026 data Public-data reference. official source
creating a new account and hard inquiry on my credit profile
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows creating a new account and hard inquiry on my credit profile's complaint history from CFPB public records. 1 consumers have filed complaints since Imme. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Imme
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
creating a new account and hard inquiry on my credit profile complaint mix by product
- Capital One 1 100.0% – 0% relief
How creating a new account and hard inquiry on my credit profile's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Capital One restricted the card for fraud review. I fully complied with multiple requests for identity verification | 1 |
Top States
| State | Complaints |
|---|---|
| even though I was never allowed to use it. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| the account was never unlocked | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About creating a new account and hard inquiry on my credit profile
creating a new account and hard inquiry on my credit profile has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Imme, and the most recent logged activity is Immediatel, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, creating a new account and hard inquiry on my credit profile reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Capital One restricted the card for fraud review. I fully complied with multiple requests for identity verification", and the single most common underlying issue is "the account was never unlocked".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating creating a new account and hard inquiry on my credit profile: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does creating a new account and hard inquiry on my credit profile have?
creating a new account and hard inquiry on my credit profile has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does creating a new account and hard inquiry on my credit profile respond to complaints on time?
creating a new account and hard inquiry on my credit profile has a 0% timely response rate to CFPB complaints.
What is the most common complaint about creating a new account and hard inquiry on my credit profile?
The most common issue reported against creating a new account and hard inquiry on my credit profile is "the account was never unlocked" in the "Capital One restricted the card for fraud review. I fully complied with multiple requests for identity verification" product category.
Read our methodology — how this data is sourced, computed, and verified.
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