2026 data Public-data reference. official source

correct

336 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

336 consumer complaints filed with the CFPB

This profile shows correct's complaint history from CFPB public records. 336 consumers have filed complaints since ****. The company has a 0% timely response rate and has provided relief in 0% of cases.

336
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
22
States Active
****
Since

Total complaints

336

Filed since ****

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

correct complaint mix by product

Total complaints: 336

correct complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 336 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). s21c and: 150 complaints (49.0%), resolution 0.0% s21c and 49.0% un-true: 72 complaints (23.5%), resolution 0.0% un-true 23.5% untrue: 66 complaints (21.6%), resolution 0.0% untrue 21.6% shown as: 5 complaints (1.6%), resolution 0.0% you are: 5 complaints (1.6%), resolution 0.0% s21c and: 4 complaints (1.3%), resolution 0.0% ( 2: 4 complaints (1.3%), resolution 0.0%
  • s21c and 150 49.0% 0% relief
  • un-true 72 23.5% 0% relief
  • untrue 66 21.6% 0% relief
  • shown as 5 1.6% 0% relief
  • you are 5 1.6% 0% relief
  • s21c and 4 1.3% 0% relief
  • ( 2 4 1.3% 0% relief

How correct's 336 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
s21c and Unsolicited Goods and Services Act 1975 150
un-true 72
untrue 66
shown as this information is NOT REPORTED on XXXX in this reported claim on my XXXX report 5
you are further instructed to take no action that could be detrimental to any of my credit reports.Your Failure to respond within 30 days of receipt of this certified letter and or your DEFICIENT OF COMPLIANT RESPONSE will indeed result in small claims legal action against your company at my local venue. Without hesitancy 5
s21c and Unsolicited Goods and Services Act XXXX 4
( 2 ) is deficient or not proven not to be deficient of the federal regulatory requirements for lawful reporting practices 4
GA XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX 3
GA XXXX ; XXXX XXXX XXXX XXXX XXXX 3
shown as this information is NOT REPORTED on Experian in this reported claim on my Experian report 3
I was going through my records & noticed many information 2
MO XXXX XXXX XXXX XXXX XXXX XXXX 2
it is unlawful to assume report-ability of any claim without physically verified proof of fullness of truth 2
you are further instructed to take no action that could be detrimental to any of my credit reports. Your Failure to respond within 30 days of receipt of this certified letter and or your DEFICIENT OF COMPLIANT RESPONSE will indeed result in small claims legal action against your company at my local venue. Without hesitancy 2
TX XXXX XX/XX/2022 XXXX XXXX XXXX XXXX 1
XXXX XXXX XXXX Without Prejudice 1
or duplicate loan instrument 1
a U.S.-based healthcare supply company 1
as I XXXX XXXX XXXX. This alleged debt was also previously removed from my credit profile when listed as the XXXX XXXX. Per my States reporting regulations and the applicable federal guidelines for lawful and compliant reporting of consumer credit 1
CA XXXX - XXXX 1
XXXXXXXX XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX 1
as XXXX XXXX XXXX XXXX. This alleged debt was also previously removed from my credit profile when listed as the XXXX XXXX. Per my States reporting regulations and the applicable federal guidelines for lawful and compliant reporting of consumer credit 1
State 1
by presenting the alleged obligation under oath or notary seal 1
ability to take care of myself financially and provide any stability in an unstable world 1
15 U.S.C. 1681i 1
CA XXXX 1

Top States

State Complaints
legal 154
complete 153
and complete recordings in utilization of the Metro 2 data field formatted reporting regulatory standards. As is within my consumer and civil rights to do so 7
timely 4
complete & VERIFIABLE ). If you do not provide any records & claim these items are verified please understand I will seek legal action. I do not take kindly to games nor does my attorney. SO please comply with the law so this matter can be handled swiftly.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
certain 1
modify 1
complete & VERIFIABLE ). If you do not provide any records & claim the item is verified please understand I will seek legal action. I do not take kindly to games nor does my attorney. SO please comply with the law so this matter can be handled swiftly. 1
complete & VERIFIABLE ). If they do not provide any records & claim the item is verified please understand I will seek legal action. I do not take kindly to games nor does my attorney. SO please comply with the law so this matter can be handled swiftly.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MO,631XX,,Consent provided,Web,2022-12-17,Closed with explanation,Yes,N/A,6333297 1
or appeal. 1
complete & VERIFIABLE ). If you do not provide any records & claim the item is verified please understand I will seek legal action. I do not take kindly to games nor does my attorney. SO please comply with the law so this matter can be handled swiftly.,,EQUIFAX 1
complete & VERIFIABLE ). If you do not provide any records & claim the items are verified please understand I will seek legal action. I do not take kindly to games nor does my attorney. SO please comply with the law so this matter can be handled swiftly.,,EQUIFAX 1
complete & VERIFIABLE ). If you do not provide any records & claim the items are verified please understand I will seek legal action. I do not take kindly to games nor does my attorney. SO please comply with the law so this matter can be handled swiftly.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,31907,,Consent provided,Web,2022-10-24,Closed with non-monetary relief,Yes,N/A,6122609 1
complete & VERIFIABLE ). If XXXX and transUnion do not provide any records & claim the item is verified please understand I will seek legal action. I do not take kindly to games nor does my attorney. SO please comply with the law so this matter can be handled swiftly.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
complete & VERIFIABLE ). If you do not provide any records & claim the item is verified please understand I will seek legal action. I do not take kindly to games nor does my attorney. SO please comply with the law so this matter can be handled swiftly.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30331,,Consent provided,Web,2022-08-17,Closed with non-monetary relief,Yes,N/A,5883251 1
complete & VERIFIABLE ). If you do not provide any records & claim the items are verified please understand I will seek legal action. I do not take kindly to games nor does my attorney. SO please comply with the law so this matter can be handled swiftly. Im attaching the required FTC Report for you ( which complies with FCRA Section 603 ( q ) ( 4 ) which states ( 4 ) The term identity theft report '' has the meaning given that term by rule of the Bureau 1
fix 1
complete & VERIFIABLE ). If you do not provide any records & claim the items are verified please understand I will seek legal action. I do not take kindly to games nor does my attorney. SO please comply with the law so this matter can be handled swiftly.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
valid and required reported personal identifier information that is not in exact agreement with my submitted FACTUALLY CORRECT CURRENT PERSONAL IDENTIFIERS as indicated here. 1
complete & VERIFIABLE ). If they do not provide any records & claim the item is verified please understand I will seek legal action. I do not take kindly to games nor does my attorney. SO please comply with the law so this matter can be handled swiftly.,,EQUIFAX 1

Top Issues

Issue Complaints
within 10 days of the receipt of this notice 151
untimely 138
incompleteness 9
000+ per infraction per reporting cycle in a suitable rectifying and remedial setting such as my local civil court ( which undoubtedly would likely to be in my favor ) 5
any and all consumers by each any and all data reporting furnisher ( s ) and or accepted by each 4
GA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 3
within 10 days of the receipt of this notice 2
MO XXXX XXXX XXXX XXXX XXXX XXXX XXXX 2
timeliness of validity and/or certifiable compliant reporting elsewise to include but not limited to the standards and mandates described or hinted at via the applicable FCRA AND FDCPA laws 2
completeness of accuracy 2
IL XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX 2
000+ per infraction per reporting cycle in a suitable rectifying and remedial set-ting such as my local civil court ( which undoubtedly would likely to be in my favor ) 2
MO XXXX XXXX XXXX XXXX XXXXXXXX XXXX 1
consumer and original creditor 1
with all new signatures and all requirements 1
I found that under section 605b of the FCRA you are required by law to remove & block any accounts or information which is found to be opened due to identity theft. The dispute items do not belong to me. Im attaching the required FTC Report for you and the bank 's records ( learned through more research both parties require ). Please block/remove these files. XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Date Opened : XX/XX/XXXX Balance : {$17000.00} 1
Square abruptly disabled our account citing a vague and unsubstantiated violation of Section 35 Payment Terms 1
XXXX 1
IL XXXX ; XXXX XXXX XXXX AV XXXX XXXX 1
CA XXXX ; XXXXXXXX XXXX XXXXXXXX XXXX XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About correct

correct has accumulated 336 consumer complaints in the CFPB public database, with filings active across 22 U.S. states. Of those submissions, 326 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ****, and the most recent logged activity is XXXXXXXX X, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, correct reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "s21c and Unsolicited Goods and Services Act 1975", and the single most common underlying issue is "within 10 days of the receipt of this notice".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating correct: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does correct have?

correct has received 336 consumer complaints filed with the Consumer Financial Protection Bureau.

Does correct respond to complaints on time?

correct has a 0% timely response rate to CFPB complaints.

What is the most common complaint about correct?

The most common issue reported against correct is "within 10 days of the receipt of this notice" in the "s21c and Unsolicited Goods and Services Act 1975" product category.

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