Total complaints
7
Filed since 1. T
2026 data Public-data reference. official source
contracts
7 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
7 consumer complaints filed with the CFPB
This profile shows contracts's complaint history from CFPB public records. 7 consumers have filed complaints since 1. T. The company has a 0% timely response rate and has provided relief in 0% of cases.
7
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
5
States Active
1. T
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
contracts complaint mix by product
- verbal 3 42.9% – 0% relief
- I submitted 1 14.3% – 0% relief
- recognize 1 14.3% – 0% relief
- terms 1 14.3% – 0% relief
- XXXX and 1 14.3% – 0% relief
How contracts's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| verbal | 3 |
| I submitted an identity theft report | 1 |
| recognize | 1 |
| terms | 1 |
| XXXX and XXXX have already removed this account from my credit report | 1 |
Top States
| State | Complaints |
|---|---|
| or proof of authorization. | 3 |
| or application documentation verifying that I authorized or opened these accounts. You have failed to provide the legally required evidence supporting your claim that these accounts belong to me. | 1 |
| billing records | 1 |
| and conditions for my student loan. I've asked NUMEROUS times in writing to be given such information. Finally | 1 |
| receipts | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| or portal-based consent for this merchant to store or reuse this payment method. Any time this card was used | 3 |
| and a written statement identifying the fraudulent accounts in compliance with 15 U.S. Code 1681c-2 of the Fair Credit Reporting Act ( FCRA ). This law requires credit reporting agencies to block fraudulent information within four business days after receiving proper documentation. Despite fulfilling all requirements | 1 |
| never received statements for it | 1 |
| which they continue to sell off to many new entities. Today | 1 |
| yet you continue to claim that the information is correct. How is it possible that Experian | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About contracts
contracts has accumulated 7 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 7 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 1. T, and the most recent logged activity is On XX/XX/y, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, contracts reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "verbal", and the single most common underlying issue is "or portal-based consent for this merchant to store or reuse this payment method. Any time this card was used".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating contracts: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does contracts have?
contracts has received 7 consumer complaints filed with the Consumer Financial Protection Bureau.
Does contracts respond to complaints on time?
contracts has a 0% timely response rate to CFPB complaints.
What is the most common complaint about contracts?
The most common issue reported against contracts is "or portal-based consent for this merchant to store or reuse this payment method. Any time this card was used" in the "verbal" product category.
Read our methodology — how this data is sourced, computed, and verified.
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