Total complaints
20
Filed since As a
2026 data Public-data reference. official source
contract
20 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
20 consumer complaints filed with the CFPB
This profile shows contract's complaint history from CFPB public records. 20 consumers have filed complaints since As a. The company has a 0% timely response rate and has provided relief in 0% of cases.
20
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
12
States Active
As a
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
contract complaint mix by product
- I request 4 28.6% – 0% relief
- they have 4 28.6% – 0% relief
- documentation that 2 14.3% – 0% relief
- it is 1 7.1% – 0% relief
- '' Makes 1 7.1% – 0% relief
- I request 1 7.1% – 0% relief
- truth or 1 7.1% – 0% relief
How contract's 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| I request that you provide me with the following : 1. A detailed accounting of the alleged debt | 4 |
| they have programs such as Public Service Loan Forgiveness | 4 |
| documentation that supports the cardholder 's dispute including | 2 |
| it is either an error | 1 |
| '' Makes false or misleading statements of fact concerning the price of goods | 1 |
| I request that you provide me with the following : XXXXA detailed accounting of the alleged debt | 1 |
| truth or authenticity | 1 |
| mailed | 1 |
| I submitted a direct dispute and debt validation request to LVNV Funding | 1 |
| furnishers of credit information are prohibited from reporting any information they know or have reasonable cause to believe is inaccurate. Furthermore | 1 |
| I require evidence that LVNV Funding and/or Resurgent Capital Services are the valid holders in due course of this alleged debt. As you are aware | 1 |
| I submitted a direct dispute and debt validation request to XXXX XXXX | 1 |
| yet I have not been provided with proper verification or documentation showing that these accounts are accurate | 1 |
Top States
| State | Complaints |
|---|---|
| or agreement that provides evidence of my alleged liability ; 4. Proof of compliance with all applicable laws | 4 |
| subgrant | 4 |
| or appraisal. | 2 |
| or any document bearing my signature. | 2 |
| or payment history has been provided | 1 |
| or receipt setting forth the name and address of the seller | 1 |
| or agreement that provides evidence of my alleged liability ; XXXXProof of compliance with all applicable laws | 1 |
| ( XXXX XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX XXXX MN XXXX has failed to provide proof of a Obligation | 1 |
| signature | 1 |
| or valid documentation proving that the alleged debts legally belong to me. They have also failed to provide evidence of ownership or a legally binding transfer of rights from the original creditor to LVNV Funding LLC. | 1 |
| or other valid documentation showing the wet ink endorsement of the debt from the original creditor. | 1 |
| or proof of obligation. If Equifax can not confirm the accuracy and legitimacy of these accounts with the original creditors | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| any interest | 5 |
| etc. These programs are administered by the Secretary of the U.S. Department of Education. By these programs being made available to XXXX and its customers | 3 |
| the original receipt | 2 |
| including a signed original agreement. In response | 2 |
| or misattribution of another consumers debt. Reporting a charge-off that does not belong to me is a direct violation of FCRA 602 | 1 |
| or property or the reasons for | 1 |
| oath or deposition. XXXX XXXX XXXX of XXXX XXXX | 1 |
| once a consumer provides an Identity Theft Report | 1 |
| a furnisher must conduct a reasonable investigation | 1 |
| etc. These programs are administered by the Secretary of the U.S. Department of Education. By these programs being made available to NELNET and its customers | 1 |
| a holder in due course must possess a valid and original promissory note or contract | 1 |
| and legally mine : XXXX Account # XXXX ( Reported XX/XX/XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About contract
contract has accumulated 20 consumer complaints in the CFPB public database, with filings active across 12 U.S. states. Of those submissions, 17 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to As a, and the most recent logged activity is XXXX has v, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, contract reports a 0% timely-response rate and has closed 5% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I request that you provide me with the following : 1. A detailed accounting of the alleged debt", and the single most common underlying issue is "any interest".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating contract: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does contract have?
contract has received 20 consumer complaints filed with the Consumer Financial Protection Bureau.
Does contract respond to complaints on time?
contract has a 0% timely response rate to CFPB complaints.
What is the most common complaint about contract?
The most common issue reported against contract is "any interest" in the "I request that you provide me with the following : 1. A detailed accounting of the alleged debt" product category.
Read our methodology — how this data is sourced, computed, and verified.
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