Total complaints
3
Filed since My R
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows continued reporting without proper validation violates FDCPA's complaint history from CFPB public records. 3 consumers have filed complaints since My R. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
3
Filed since My R
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How continued reporting without proper validation violates FDCPA's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| you must conduct a reasonable reinvestigation | 3 |
| State | Complaints |
|---|---|
| 15 USC 1692g ( b ). | 3 |
| Issue | Complaints |
|---|---|
| and report the results to me within 30 days. Provide the Method of Verification for any item you continue to report.- If any item involves identity theft or unauthorized activity | 3 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
continued reporting without proper validation violates FDCPA has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to My R, and the most recent logged activity is My Rights , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, continued reporting without proper validation violates FDCPA reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "you must conduct a reasonable reinvestigation", and the single most common underlying issue is "and report the results to me within 30 days. Provide the Method of Verification for any item you continue to report.- If any item involves identity theft or unauthorized activity".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating continued reporting without proper validation violates FDCPA: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
continued reporting without proper validation violates FDCPA has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
continued reporting without proper validation violates FDCPA has a 0% timely response rate to CFPB complaints.
The most common issue reported against continued reporting without proper validation violates FDCPA is "and report the results to me within 30 days. Provide the Method of Verification for any item you continue to report.- If any item involves identity theft or unauthorized activity" in the "you must conduct a reasonable reinvestigation" product category.
Read our methodology — how this data is sourced, computed, and verified.