Total complaints
1
Filed since I wa
2026 data Public-data reference. official source
consumer reporting agencies are * * legally required * * to : * Maintain accurate and complete information ( 1681e ( b ) ) * Investigate and correct disputed information in a timely manner ( 1681i ) * Provide disclosures and access to credit information ( 1681g ) * Not impose restrictions or changes on a consumer file without proper authorization or legal basis The unauthorized action taken by Equifax has materially harmed me by restricting access to essential credit opportunities
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows consumer reporting agencies are * * legally required * * to : * Maintain accurate and complete information ( 1681e ( b ) ) * Investigate and correct disputed information in a timely manner ( 1681i ) * Provide disclosures and access to credit information ( 1681g ) * Not impose restrictions or changes on a consumer file without proper authorization or legal basis The unauthorized action taken by Equifax has materially harmed me by restricting access to essential credit opportunities's complaint history from CFPB public records. 1 consumers have filed complaints since I wa. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I wa
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
consumer reporting agencies are * * legally required * * to : * Maintain accurate and complete information ( 1681e ( b ) ) * Investigate and correct disputed information in a timely manner ( 1681i ) * Provide disclosures and access to credit information ( 1681g ) * Not impose restrictions or changes on a consumer file without proper authorization or legal basis The unauthorized action taken by Equifax has materially harmed me by restricting access to essential credit opportunities complaint mix by product
- credit freeze 1 100.0% – 0% relief
How consumer reporting agencies are * * legally required * * to : * Maintain accurate and complete information ( 1681e ( b ) ) * Investigate and correct disputed information in a timely manner ( 1681i ) * Provide disclosures and access to credit information ( 1681g ) * Not impose restrictions or changes on a consumer file without proper authorization or legal basis The unauthorized action taken by Equifax has materially harmed me by restricting access to essential credit opportunities's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| credit freeze | 1 |
Top States
| State | Complaints |
|---|---|
| potentially impacting housing | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| consent | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About consumer reporting agencies are * * legally required * * to : * Maintain accurate and complete information ( 1681e ( b ) ) * Investigate and correct disputed information in a timely manner ( 1681i ) * Provide disclosures and access to credit information ( 1681g ) * Not impose restrictions or changes on a consumer file without proper authorization or legal basis The unauthorized action taken by Equifax has materially harmed me by restricting access to essential credit opportunities
consumer reporting agencies are * * legally required * * to : * Maintain accurate and complete information ( 1681e ( b ) ) * Investigate and correct disputed information in a timely manner ( 1681i ) * Provide disclosures and access to credit information ( 1681g ) * Not impose restrictions or changes on a consumer file without proper authorization or legal basis The unauthorized action taken by Equifax has materially harmed me by restricting access to essential credit opportunities has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I wa, and the most recent logged activity is I want to , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, consumer reporting agencies are * * legally required * * to : * Maintain accurate and complete information ( 1681e ( b ) ) * Investigate and correct disputed information in a timely manner ( 1681i ) * Provide disclosures and access to credit information ( 1681g ) * Not impose restrictions or changes on a consumer file without proper authorization or legal basis The unauthorized action taken by Equifax has materially harmed me by restricting access to essential credit opportunities reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "credit freeze", and the single most common underlying issue is "consent".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating consumer reporting agencies are * * legally required * * to : * Maintain accurate and complete information ( 1681e ( b ) ) * Investigate and correct disputed information in a timely manner ( 1681i ) * Provide disclosures and access to credit information ( 1681g ) * Not impose restrictions or changes on a consumer file without proper authorization or legal basis The unauthorized action taken by Equifax has materially harmed me by restricting access to essential credit opportunities: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does consumer reporting agencies are * * legally required * * to : * Maintain accurate and complete information ( 1681e ( b ) ) * Investigate and correct disputed information in a timely manner ( 1681i ) * Provide disclosures and access to credit information ( 1681g ) * Not impose restrictions or changes on a consumer file without proper authorization or legal basis The unauthorized action taken by Equifax has materially harmed me by restricting access to essential credit opportunities have?
consumer reporting agencies are * * legally required * * to : * Maintain accurate and complete information ( 1681e ( b ) ) * Investigate and correct disputed information in a timely manner ( 1681i ) * Provide disclosures and access to credit information ( 1681g ) * Not impose restrictions or changes on a consumer file without proper authorization or legal basis The unauthorized action taken by Equifax has materially harmed me by restricting access to essential credit opportunities has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does consumer reporting agencies are * * legally required * * to : * Maintain accurate and complete information ( 1681e ( b ) ) * Investigate and correct disputed information in a timely manner ( 1681i ) * Provide disclosures and access to credit information ( 1681g ) * Not impose restrictions or changes on a consumer file without proper authorization or legal basis The unauthorized action taken by Equifax has materially harmed me by restricting access to essential credit opportunities respond to complaints on time?
consumer reporting agencies are * * legally required * * to : * Maintain accurate and complete information ( 1681e ( b ) ) * Investigate and correct disputed information in a timely manner ( 1681i ) * Provide disclosures and access to credit information ( 1681g ) * Not impose restrictions or changes on a consumer file without proper authorization or legal basis The unauthorized action taken by Equifax has materially harmed me by restricting access to essential credit opportunities has a 0% timely response rate to CFPB complaints.
What is the most common complaint about consumer reporting agencies are * * legally required * * to : * Maintain accurate and complete information ( 1681e ( b ) ) * Investigate and correct disputed information in a timely manner ( 1681i ) * Provide disclosures and access to credit information ( 1681g ) * Not impose restrictions or changes on a consumer file without proper authorization or legal basis The unauthorized action taken by Equifax has materially harmed me by restricting access to essential credit opportunities?
The most common issue reported against consumer reporting agencies are * * legally required * * to : * Maintain accurate and complete information ( 1681e ( b ) ) * Investigate and correct disputed information in a timely manner ( 1681i ) * Provide disclosures and access to credit information ( 1681g ) * Not impose restrictions or changes on a consumer file without proper authorization or legal basis The unauthorized action taken by Equifax has materially harmed me by restricting access to essential credit opportunities is "consent" in the "credit freeze" product category.
Read our methodology — how this data is sourced, computed, and verified.
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