Total complaints
7
Filed since None
2026 data Public-data reference. official source
constitutes violations of the Fair Credit Reporting Act ( FCRA ) and consumer rights laws
7 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
7 consumer complaints filed with the CFPB
This profile shows constitutes violations of the Fair Credit Reporting Act ( FCRA ) and consumer rights laws's complaint history from CFPB public records. 7 consumers have filed complaints since None. The company has a 0% timely response rate and has provided relief in 0% of cases.
7
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
None
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
constitutes violations of the Fair Credit Reporting Act ( FCRA ) and consumer rights laws complaint mix by product
- XXXX XXXX 2 28.6% – 0% relief
- XXXX XXXX 1 14.3% – 0% relief
- XXXX XXXX 1 14.3% – 0% relief
- XXXXXXXX XXXX 1 14.3% – 0% relief
- XXXX XXXX 1 14.3% – 0% relief
- PNC Bank 1 14.3% – 0% relief
How constitutes violations of the Fair Credit Reporting Act ( FCRA ) and consumer rights laws's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX XXXX XXXX XXXX manipulated data originally present in my file. The attached documents show that the initial account was linked to XXXX XXXX XXXX XXXX XXXX | 2 |
| XXXX XXXX XXXX XXXXXXXX manipulated data originally present in my file. The attached documents show that the initial account was linked to XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX manipulated the data originally present in my file. The attached documents show that the initial account was linked to XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXXXXXX XXXX XXXXXXXX XXXX manipulated data originally present in my file. The attached documents show that the initial account was linked to XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX XXXX XXXX XXXX manipulated data originally present in my file. The attached documents show that the initial account was linked to XXXX XXXX XXXX XXXX XXXX | 1 |
| PNC Bank Card Services manipulated data originally present in my file. The attached documents show that the initial account was linked to XXXX XXXX XXXX XXXX XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| specifically 611 ( 15 U.S.C. 1681i ) | 6 |
| specifically XXXX ( XXXX XXXX. XXXX ) | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Illinois. '' After this information was confirmed to be fraudulent | 4 |
| XXXX. '' After this information was confirmed to be fraudulent | 3 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About constitutes violations of the Fair Credit Reporting Act ( FCRA ) and consumer rights laws
constitutes violations of the Fair Credit Reporting Act ( FCRA ) and consumer rights laws has accumulated 7 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 7 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to None, and the most recent logged activity is None of th, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, constitutes violations of the Fair Credit Reporting Act ( FCRA ) and consumer rights laws reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX XXXX XXXX manipulated data originally present in my file. The attached documents show that the initial account was linked to XXXX XXXX XXXX XXXX XXXX", and the single most common underlying issue is "Illinois. '' After this information was confirmed to be fraudulent".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating constitutes violations of the Fair Credit Reporting Act ( FCRA ) and consumer rights laws: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does constitutes violations of the Fair Credit Reporting Act ( FCRA ) and consumer rights laws have?
constitutes violations of the Fair Credit Reporting Act ( FCRA ) and consumer rights laws has received 7 consumer complaints filed with the Consumer Financial Protection Bureau.
Does constitutes violations of the Fair Credit Reporting Act ( FCRA ) and consumer rights laws respond to complaints on time?
constitutes violations of the Fair Credit Reporting Act ( FCRA ) and consumer rights laws has a 0% timely response rate to CFPB complaints.
What is the most common complaint about constitutes violations of the Fair Credit Reporting Act ( FCRA ) and consumer rights laws?
The most common issue reported against constitutes violations of the Fair Credit Reporting Act ( FCRA ) and consumer rights laws is "Illinois. '' After this information was confirmed to be fraudulent" in the "XXXX XXXX XXXX XXXX manipulated data originally present in my file. The attached documents show that the initial account was linked to XXXX XXXX XXXX XXXX XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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