Total complaints
1
Filed since Next
2026 data Public-data reference. official source
conniving
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows conniving's complaint history from CFPB public records. 1 consumers have filed complaints since Next. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Next
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
conniving complaint mix by product
- the contract 1 100.0% – 0% relief
How conniving's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| the contract breach youre pushing onto me. Since the business went bankrupt Smile XXXX and XXXX have contract breached customers such as myself and disclosed unclear information. Ive received an email from you XXXX on XX/XX/XXXX and how you expect me to pay you on XX/XX/XXXX. Your company notifies us now and expects us to pay an amount for your negligence and irresponsibility. As per the email that was sent on XX/XX/XXXX A refund in the amount of {$89.00} will be issued to you automatically. In addition | 1 |
Top States
| State | Complaints |
|---|---|
| and so money hungry that you will persuade anyone into thinking youre trying to help when in all actuality youre paying the same price as before if not more. This is also a scam because you want all customers to put in their credit card or debit card information so then when the person receives a refund it will then provide you access and take money out of their credit card without the persons consent. Last year and early this year the company stole money out of my account. Customers like myself did not place XXXX XXXX XXXX in bankruptcy instead why am I liable to correct the mistakes of a company that destroyed themselves? How would this refund affect my account when you dont have any money because you went bankrupt and are classified as Chapter XXXX. THE BUSINESS WENT BANKRUPT you have no clear evidence of having a creditor which XXXX stated prior that youre getting in contact with the new creditor. I'm not paying for something when I didn't receive all my services. I will not be liable for paying someone else 's debt such as this horrible company. I have asked and stated numerous times to give me all requested documentation throughout this stressful experience. I discussed with XXXX about mailing the contract agreement. He is a representative of your HFD company | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| HFDs records indicate that you are eligible to receive an additional maximum step-up refund of {$350.00}. To receive an additional step-up refund | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About conniving
conniving has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Next, and the most recent logged activity is Next, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, conniving reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the contract breach youre pushing onto me. Since the business went bankrupt Smile XXXX and XXXX have contract breached customers such as myself and disclosed unclear information. Ive received an email from you XXXX on XX/XX/XXXX and how you expect me to pay you on XX/XX/XXXX. Your company notifies us now and expects us to pay an amount for your negligence and irresponsibility. As per the email that was sent on XX/XX/XXXX A refund in the amount of {$89.00} will be issued to you automatically. In addition", and the single most common underlying issue is "HFDs records indicate that you are eligible to receive an additional maximum step-up refund of {$350.00}. To receive an additional step-up refund".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating conniving: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does conniving have?
conniving has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does conniving respond to complaints on time?
conniving has a 0% timely response rate to CFPB complaints.
What is the most common complaint about conniving?
The most common issue reported against conniving is "HFDs records indicate that you are eligible to receive an additional maximum step-up refund of {$350.00}. To receive an additional step-up refund" in the "the contract breach youre pushing onto me. Since the business went bankrupt Smile XXXX and XXXX have contract breached customers such as myself and disclosed unclear information. Ive received an email from you XXXX on XX/XX/XXXX and how you expect me to pay you on XX/XX/XXXX. Your company notifies us now and expects us to pay an amount for your negligence and irresponsibility. As per the email that was sent on XX/XX/XXXX A refund in the amount of {$89.00} will be issued to you automatically. In addition" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
