Total complaints
47
Filed since 1681
2026 data Public-data reference. official source
completeness
47 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
47 consumer complaints filed with the CFPB
This profile shows completeness's complaint history from CFPB public records. 47 consumers have filed complaints since 1681. The company has a 0% timely response rate and has provided relief in 0% of cases.
47
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
9
States Active
1681
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
completeness complaint mix by product
- correctness 16 44.4% – 0% relief
- no Form 9 25.0% – 0% relief
- which requires 3 8.3% – 0% relief
- but I 2 5.6% – 0% relief
- XXXX Balance 2 5.6% – 0% relief
- the following 2 5.6% – 0% relief
- correct-ness 2 5.6% – 0% relief
How completeness's 47 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| correctness | 16 |
| no Form 1099-C has been issued to me as required under federal tax law when a debt is canceled or discharged. The continued inclusion of this account on my credit report violates multiple federal and state laws | 9 |
| which requires consumer reporting agencies to follow reasonable procedures to assure maximum possible accuracy. By reporting incomplete | 3 |
| but I have not seen any evidence to support this claim. Therefore | 2 |
| XXXX Balance {$190.00} Opened Account status Responsibility Remarks XXXX XXXX | 2 |
| the following months are inaccurately reported as delinquent : XXXX : XXXX ( 90 days late ) | 2 |
| correct-ness | 2 |
| or may have already furnished | 1 |
| inadequacy | 1 |
| FCRA | 1 |
| per FCRA 1681 ( i ) | 1 |
| CA XXXX XXXX XXXX Incorrect Employers : XXXX XXXX XXXX ; XXXX XXXX Listed below are the Accounts that are being challenged XXXX - XXXX Listed below are the Inquiries that are being challenged XXXX XX/XX/XXXX XXXX and XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX It is with sincere disappointment that I present to you the detailed enumeration of the concerns I have meticulously compiled pertaining to the reporting undertaken by your esteemed organization | 1 |
| NY XXXX XX/XX/XXXX Incorrect Employers : XXXX XXXX XXXX Listed below are the Accounts that are being challenged XXXX XXXXXXXX {$55000.00} XXXX XXXX XXXX {$0.00} XXXX XXXX XXXX XXXX {$0.00} Listed below are the Collections that are being challenged XXXX XXXX XXXX XXXX {$0.00} Listed below are the Inquiries that are being challenged XXXX XXXX XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX | XX/XX/XXXX It is with sincere disappointment that I present to you the detailed enumeration of the concerns I have meticulously compiled pertaining to the reporting undertaken by your esteemed organization | 1 |
| CA XXXX XXXX XXXX Incorrect Employers : SD XXXX XXXX ; XXXX XXXX Listed below are the Accounts that are being challenged PROVIDENT - XXXX Listed below are the Inquiries that are being challenged XXXXXXXX XX/XX/XXXX XXXX and XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX OF XXXX XX/XX/XXXX XXXX XXXX NA XX/XX/XXXX It is with sincere disappointment that I present to you the detailed enumeration of the concerns I have meticulously compiled pertaining to the reporting undertaken by your esteemed organization | 1 |
| XXXX XXXX Incorrect XXXX : XXXX Incorrect Previous Address : XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| CA XXXX XXXX XXXX Incorrect Employers : XXXX XXXX XXXX ; XXXX XXXX Listed below are the Accounts that are being challenged XXXX - XXXX Listed below are the Inquiries that are being challenged XXXX XX/XX/XXXX XXXX and XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX It is with sincere disappointment that I present to you the detailed enumeration of the concerns I have meticulously compiled pertaining to the reporting undertaken by your esteemed organization | 1 |
| I am not alleging fraud or identity theft. The origin of this inaccuracy is most likely tied to a data breach or misreporting issue that has since spiraled into prolonged credit damage. I have submitted formal disputes to both TransUnion and XXXX | 1 |
| XXXX ( 3 yrs | 1 |
Top States
| State | Complaints |
|---|---|
| timeliness | 23 |
| and compliance with federal law : Violations of Federal Law Fair Credit Reporting Act ( FCRA ) | 9 |
| and timeliness | 4 |
| currency | 3 |
| and consistency in all fields of consumer reporting. | 3 |
| and timeliness requirements under XXXX XXXX compliance. | 2 |
| and fairness. I am requesting confirmation of whether any information has been reported | 1 |
| and verifiability of all information reported. Your failure to maintain compliance is actionable. | 1 |
| or contextual integrity of the information being reported. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| timeliness | 18 |
| Fair Debt Collection Practices Act ( FDCPA ) | 9 |
| it is evident that the aforementioned reporting falls short in terms of completeness and fails to align with the standards I hold paramount. It is imperative to emphasize that | 4 |
| and inconsistent public record data | 3 |
| especially if the reported items lack mandatory document evidence of verified factual proof of claim | 2 |
| XXXX ( 150 days late ) | 2 |
| misleading | 1 |
| or exclusion of the reported details is considered a discrepancy from the standardized XXXX XXXX Data-filled Field Formatted reporting compliance regulations | 1 |
| and/or my state reporting laws | 1 |
| are unwilling | 1 |
| XXXX mos ) Open Derogatory This account is incorrectly being reported as a charged off account with a balance due. Please provide proof of the charge off and update the balance to {$0.00} or delete the negative payment status on this account. this account is an accurately reporting as an open collection. It is illegal for a less debt or collection account to be reflected as open as this account was created from a closed debt. This inaccurate reporting means that legally discount must be removed from my consumer report. per XXXX USC 1681B this company does not have my permissible purpose to reflect or furnace. Any information onto my consumer report. Per 15 USC 6802. I am now opting out of XXXX XXXX XXXX company reporting or furnishing any data on my behalf. Per 15 USC 1666B it is illegal for a company to furnish information on my consumer report as far as my transactions and interactions involving my credit. This company has been reporting several missed and late payments on my behalf without my permission. The this account must be removed from consumer report. according to the FCRA | 1 |
| XXXX mos ) Open Derogatory This account is incorrectly being reported as a charged off account with a balance due. Please provide proof of the charge off and update the balance to {$0.00} or delete the negative payment status on this account. this account is an accurately reporting as an open collection. It is illegal for a less debt or collection account to be reflected as open as this account was created from a closed debt. This inaccurate reporting means that legally discount must be removed from my consumer report. per 15 USC 1681B this company does not have my permissible purpose to reflect or furnace. Any information onto my consumer report. Per 15 USC 6802. I am now opting out of XXXX XXXX XXXX company reporting or furnishing any data on my behalf. Per 15 USC 1666B it is illegal for a company to furnish information on my consumer report as far as my transactions and interactions involving my credit. This company has been reporting several missed and late payments on my behalf without my permission. The this account must be removed from consumer report. according to the FCRA | 1 |
| XXXX XXXX Incorrect Previous Address : XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| yet both bureaus have failed to conduct a lawful | 1 |
| this account is not mine. per 15 USC 1681B this company does not have my permissible purpose to reflect or furnace. Any information onto my consumer report. Per 15 USC 6802. I am now opting out of this company reporting or furnishing any data on my behalf. Per 15 USC 1666B it is illegal for a company to furnish information on my consumer report as far as my transactions and interactions involving my credit. This company has been reporting several missed and late payments on my behalf without my permission. The this account must be removed from consumer report. according to the FCRA | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About completeness
completeness has accumulated 47 consumer complaints in the CFPB public database, with filings active across 9 U.S. states. Of those submissions, 45 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 1681, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, completeness reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "correctness", and the single most common underlying issue is "timeliness".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating completeness: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does completeness have?
completeness has received 47 consumer complaints filed with the Consumer Financial Protection Bureau.
Does completeness respond to complaints on time?
completeness has a 0% timely response rate to CFPB complaints.
What is the most common complaint about completeness?
The most common issue reported against completeness is "timeliness" in the "correctness" product category.
Read our methodology — how this data is sourced, computed, and verified.
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