Total complaints
1
Filed since EMPH
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows compared to what I would owe my other bank monthly's complaint history from CFPB public records. 1 consumers have filed complaints since EMPH. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since EMPH
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How compared to what I would owe my other bank monthly's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| and have not received a response. This is unfair and clearly deceptive. If they loaned me money | 1 |
| State | Complaints |
|---|---|
| and I am paying more interest. All I want is the necessary information ( my Affirm Account number | 1 |
| Issue | Complaints |
|---|---|
| else they could not receive payments on the balance. I believe they have this practice in order to prevent consumers of their products from getting better rates for their loans | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
compared to what I would owe my other bank monthly has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to EMPH, and the most recent logged activity is EMPHASIS A, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, compared to what I would owe my other bank monthly reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and have not received a response. This is unfair and clearly deceptive. If they loaned me money", and the single most common underlying issue is "else they could not receive payments on the balance. I believe they have this practice in order to prevent consumers of their products from getting better rates for their loans".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating compared to what I would owe my other bank monthly: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
compared to what I would owe my other bank monthly has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
compared to what I would owe my other bank monthly has a 0% timely response rate to CFPB complaints.
The most common issue reported against compared to what I would owe my other bank monthly is "else they could not receive payments on the balance. I believe they have this practice in order to prevent consumers of their products from getting better rates for their loans" in the "and have not received a response. This is unfair and clearly deceptive. If they loaned me money" product category.
Read our methodology — how this data is sourced, computed, and verified.