Total complaints
2.5K
Filed since 05B
2026 data Public-data reference. official source
collections and hard inquiries appearing on my consumer credit report maintained by you were not opened
2.5K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2.5K consumer complaints filed with the CFPB
This profile shows collections and hard inquiries appearing on my consumer credit report maintained by you were not opened's complaint history from CFPB public records. 2,451 consumers have filed complaints since 05B . The company has a 0% timely response rate and has provided relief in 0% of cases.
2.5K
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
05B
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
collections and hard inquiries appearing on my consumer credit report maintained by you were not opened complaint mix by product
- the Experian 912 37.3% – 0% relief
- the TransUnion 782 31.9% – 0% relief
- the Equifax 735 30.0% – 0% relief
- and fraud 7 0.3% – 0% relief
- the XXXX 5 0.2% – 0% relief
- the XXXX 4 0.2% – 0% relief
- inaccurateand false 3 0.1% – 0% relief
How collections and hard inquiries appearing on my consumer credit report maintained by you were not opened's 2.5K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| the Experian credit reporting agencys block the information appearing on my consumer credit report that is the result of identity theft | 912 |
| the TransUnion credit reporting agencys block the information appearing on my consumer credit report that is the result of identity theft | 782 |
| the Equifax credit reporting agencys block the information appearing on my consumer credit report that is the result of identity theft | 735 |
| and fraud within four business days of you receiving this complaint. This fraudulent | 7 |
| the XXXX credit reporting agencys block the information appearing on my consumer credit report that is the result of identity theft | 5 |
| the XXXX credit reporting agencys block the information appearing on my consumer credit report that is the result of identity theft | 4 |
| inaccurateand false information consist of personal credit card accounts | 3 |
| the credit reporting agencys block the information appearing on my consumer credit report that is the result of identity theft | 1 |
| the XXXX credit reporting agencys block the information appearing on my consumer credit report that is the result of identity theft | 1 |
| block the information appearing on my consumer credit report that is the result of identity theft | 1 |
Top States
| State | Complaints |
|---|---|
| made or initiated by me. | 2.5K |
Top Issues
| Issue | Complaints |
|---|---|
| inaccurateand false information consist of personal credit card accounts | 2.4K |
| auto loans | 7 |
| personal loansand open end unsecured consumer accounts as follows : INQUIRIES : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXXXXXX | 1 |
| personal loansand open end unsecured consumer accounts as follows : ACCOUNTS : XXXX - Account Number : XXXXXXXX XXXX XXXX | 1 |
| personal loansand open end unsecured consumer accounts as follows : INQUIRIES : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About collections and hard inquiries appearing on my consumer credit report maintained by you were not opened
collections and hard inquiries appearing on my consumer credit report maintained by you were not opened has accumulated 2,451 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 2,451 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 05B , and the most recent logged activity is ud within , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, collections and hard inquiries appearing on my consumer credit report maintained by you were not opened reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the Experian credit reporting agencys block the information appearing on my consumer credit report that is the result of identity theft", and the single most common underlying issue is "inaccurateand false information consist of personal credit card accounts".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating collections and hard inquiries appearing on my consumer credit report maintained by you were not opened: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does collections and hard inquiries appearing on my consumer credit report maintained by you were not opened have?
collections and hard inquiries appearing on my consumer credit report maintained by you were not opened has received 2,451 consumer complaints filed with the Consumer Financial Protection Bureau.
Does collections and hard inquiries appearing on my consumer credit report maintained by you were not opened respond to complaints on time?
collections and hard inquiries appearing on my consumer credit report maintained by you were not opened has a 0% timely response rate to CFPB complaints.
What is the most common complaint about collections and hard inquiries appearing on my consumer credit report maintained by you were not opened?
The most common issue reported against collections and hard inquiries appearing on my consumer credit report maintained by you were not opened is "inaccurateand false information consist of personal credit card accounts" in the "the Experian credit reporting agencys block the information appearing on my consumer credit report that is the result of identity theft" product category.
Read our methodology — how this data is sourced, computed, and verified.
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