2026 data Public-data reference. official source

Closed Date

3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3 consumer complaints filed with the CFPB

This profile shows Closed Date's complaint history from CFPB public records. 3 consumers have filed complaints since Howe. The company has a 0% timely response rate and has provided relief in 0% of cases.

3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Howe
Since

Total complaints

3

Filed since Howe

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Closed Date complaint mix by product

Total complaints: 3

Closed Date complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). XXXX XXXX: 2 complaints (66.7%), resolution 0.0% XXXX XXXX 66.7% Jefferson Capital: 1 complaints (33.3%), resolution 0.0% Jefferson Capital 33.3%
  • XXXX XXXX 2 66.7% 0% relief
  • Jefferson Capital 1 33.3% 0% relief

How Closed Date's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
XXXX XXXX at some point acquired the debt unbeknownst to me because I was not notified. They reported the debt to my credit again and to add 2
Jefferson Capital at some point acquired the debt unbeknownst to me because I was not notified. They reported the debt to my credit again and to add 1

Top States

State Complaints
Last Payment Date 3

Top Issues

Issue Complaints
the payment status does not match and the last payment does not match. The date of last activity does not match 3

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Closed Date

Closed Date has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Howe, and the most recent logged activity is However, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Closed Date reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX at some point acquired the debt unbeknownst to me because I was not notified. They reported the debt to my credit again and to add", and the single most common underlying issue is "the payment status does not match and the last payment does not match. The date of last activity does not match".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Closed Date: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Closed Date have?

Closed Date has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Closed Date respond to complaints on time?

Closed Date has a 0% timely response rate to CFPB complaints.

What is the most common complaint about Closed Date?

The most common issue reported against Closed Date is "the payment status does not match and the last payment does not match. The date of last activity does not match" in the "XXXX XXXX at some point acquired the debt unbeknownst to me because I was not notified. They reported the debt to my credit again and to add" product category.

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