Total complaints
1
Filed since Iden
2026 data Public-data reference. official source
CLOSED AS A CHARGE-OFF WITHOUT A LAST DATE OF LAST ACTIVITY
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows CLOSED AS A CHARGE-OFF WITHOUT A LAST DATE OF LAST ACTIVITY's complaint history from CFPB public records. 1 consumers have filed complaints since Iden. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Iden
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
CLOSED AS A CHARGE-OFF WITHOUT A LAST DATE OF LAST ACTIVITY complaint mix by product
- the basis 1 100.0% – 0% relief
How CLOSED AS A CHARGE-OFF WITHOUT A LAST DATE OF LAST ACTIVITY's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| the basis for thedispute was merely about inaccurate and deliberate errors caused by GINNY 'S | 1 |
Top States
| State | Complaints |
|---|---|
| CHARGE OFF AMOUNT is left blank | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| between three ( 3 ) different credit bureaus against the same GINNY 'S account # XXXX are identical by method : 1 ) On XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About CLOSED AS A CHARGE-OFF WITHOUT A LAST DATE OF LAST ACTIVITY
CLOSED AS A CHARGE-OFF WITHOUT A LAST DATE OF LAST ACTIVITY has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Iden, and the most recent logged activity is Identifica, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, CLOSED AS A CHARGE-OFF WITHOUT A LAST DATE OF LAST ACTIVITY reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the basis for thedispute was merely about inaccurate and deliberate errors caused by GINNY 'S", and the single most common underlying issue is "between three ( 3 ) different credit bureaus against the same GINNY 'S account # XXXX are identical by method : 1 ) On XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CLOSED AS A CHARGE-OFF WITHOUT A LAST DATE OF LAST ACTIVITY: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does CLOSED AS A CHARGE-OFF WITHOUT A LAST DATE OF LAST ACTIVITY have?
CLOSED AS A CHARGE-OFF WITHOUT A LAST DATE OF LAST ACTIVITY has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does CLOSED AS A CHARGE-OFF WITHOUT A LAST DATE OF LAST ACTIVITY respond to complaints on time?
CLOSED AS A CHARGE-OFF WITHOUT A LAST DATE OF LAST ACTIVITY has a 0% timely response rate to CFPB complaints.
What is the most common complaint about CLOSED AS A CHARGE-OFF WITHOUT A LAST DATE OF LAST ACTIVITY?
The most common issue reported against CLOSED AS A CHARGE-OFF WITHOUT A LAST DATE OF LAST ACTIVITY is "between three ( 3 ) different credit bureaus against the same GINNY 'S account # XXXX are identical by method : 1 ) On XXXX" in the "the basis for thedispute was merely about inaccurate and deliberate errors caused by GINNY 'S" product category.
Read our methodology — how this data is sourced, computed, and verified.
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