2026 data Public-data reference. official source

closed account Final Demand for Action I am not requesting another reinvestigation. I am demanding the immediate and permanent deletion of the Bank XXXX XXXX account from my credit file under FCRA XXXX. I hereby demand : XXXX. Permanent deletion and blocking of the above-referenced Bank of XXXX account XXXX. Written confirmation that this account has been removed XXXX. An updated copy of my credit report showing the correction XXXX. Notice to all third parties who received my credit report in the past XXXX months

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows closed account Final Demand for Action I am not requesting another reinvestigation. I am demanding the immediate and permanent deletion of the Bank XXXX XXXX account from my credit file under FCRA XXXX. I hereby demand : XXXX. Permanent deletion and blocking of the above-referenced Bank of XXXX account XXXX. Written confirmation that this account has been removed XXXX. An updated copy of my credit report showing the correction XXXX. Notice to all third parties who received my credit report in the past XXXX months's complaint history from CFPB public records. 1 consumers have filed complaints since Summ. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Summ
Since

Total complaints

1

Filed since Summ

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

closed account Final Demand for Action I am not requesting another reinvestigation. I am demanding the immediate and permanent deletion of the Bank XXXX XXXX account from my credit file under FCRA XXXX. I hereby demand : XXXX. Permanent deletion and blocking of the above-referenced Bank of XXXX account XXXX. Written confirmation that this account has been removed XXXX. An updated copy of my credit report showing the correction XXXX. Notice to all third parties who received my credit report in the past XXXX months complaint mix by product

Total complaints: 1

closed account Final Demand for Action I am not requesting another reinvestigation. I am demanding the immediate and permanent deletion of the Bank XXXX XXXX account from my credit file under FCRA XXXX. I hereby demand : XXXX. Permanent deletion and blocking of the above-referenced Bank of XXXX account XXXX. Written confirmation that this account has been removed XXXX. An updated copy of my credit report showing the correction XXXX. Notice to all third parties who received my credit report in the past XXXX months complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). XXXX XXXX: 1 complaints (100.0%), resolution 0.0% XXXX XXXX 100.0%
  • XXXX XXXX 1 100.0% 0% relief

How closed account Final Demand for Action I am not requesting another reinvestigation. I am demanding the immediate and permanent deletion of the Bank XXXX XXXX account from my credit file under FCRA XXXX. I hereby demand : XXXX. Permanent deletion and blocking of the above-referenced Bank of XXXX account XXXX. Written confirmation that this account has been removed XXXX. An updated copy of my credit report showing the correction XXXX. Notice to all third parties who received my credit report in the past XXXX months's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
XXXX XXXX : XXXX XXXX 1

Top States

State Complaints
per FCRA XXXX ( d ),,EQUIFAX 1

Top Issues

Issue Complaints
XXXX TransUnion : XXXX. XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About closed account Final Demand for Action I am not requesting another reinvestigation. I am demanding the immediate and permanent deletion of the Bank XXXX XXXX account from my credit file under FCRA XXXX. I hereby demand : XXXX. Permanent deletion and blocking of the above-referenced Bank of XXXX account XXXX. Written confirmation that this account has been removed XXXX. An updated copy of my credit report showing the correction XXXX. Notice to all third parties who received my credit report in the past XXXX months

closed account Final Demand for Action I am not requesting another reinvestigation. I am demanding the immediate and permanent deletion of the Bank XXXX XXXX account from my credit file under FCRA XXXX. I hereby demand : XXXX. Permanent deletion and blocking of the above-referenced Bank of XXXX account XXXX. Written confirmation that this account has been removed XXXX. An updated copy of my credit report showing the correction XXXX. Notice to all third parties who received my credit report in the past XXXX months has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Summ, and the most recent logged activity is Summary of, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, closed account Final Demand for Action I am not requesting another reinvestigation. I am demanding the immediate and permanent deletion of the Bank XXXX XXXX account from my credit file under FCRA XXXX. I hereby demand : XXXX. Permanent deletion and blocking of the above-referenced Bank of XXXX account XXXX. Written confirmation that this account has been removed XXXX. An updated copy of my credit report showing the correction XXXX. Notice to all third parties who received my credit report in the past XXXX months reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX : XXXX XXXX", and the single most common underlying issue is "XXXX TransUnion : XXXX. XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating closed account Final Demand for Action I am not requesting another reinvestigation. I am demanding the immediate and permanent deletion of the Bank XXXX XXXX account from my credit file under FCRA XXXX. I hereby demand : XXXX. Permanent deletion and blocking of the above-referenced Bank of XXXX account XXXX. Written confirmation that this account has been removed XXXX. An updated copy of my credit report showing the correction XXXX. Notice to all third parties who received my credit report in the past XXXX months: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does closed account Final Demand for Action I am not requesting another reinvestigation. I am demanding the immediate and permanent deletion of the Bank XXXX XXXX account from my credit file under FCRA XXXX. I hereby demand : XXXX. Permanent deletion and blocking of the above-referenced Bank of XXXX account XXXX. Written confirmation that this account has been removed XXXX. An updated copy of my credit report showing the correction XXXX. Notice to all third parties who received my credit report in the past XXXX months have?

closed account Final Demand for Action I am not requesting another reinvestigation. I am demanding the immediate and permanent deletion of the Bank XXXX XXXX account from my credit file under FCRA XXXX. I hereby demand : XXXX. Permanent deletion and blocking of the above-referenced Bank of XXXX account XXXX. Written confirmation that this account has been removed XXXX. An updated copy of my credit report showing the correction XXXX. Notice to all third parties who received my credit report in the past XXXX months has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does closed account Final Demand for Action I am not requesting another reinvestigation. I am demanding the immediate and permanent deletion of the Bank XXXX XXXX account from my credit file under FCRA XXXX. I hereby demand : XXXX. Permanent deletion and blocking of the above-referenced Bank of XXXX account XXXX. Written confirmation that this account has been removed XXXX. An updated copy of my credit report showing the correction XXXX. Notice to all third parties who received my credit report in the past XXXX months respond to complaints on time?

closed account Final Demand for Action I am not requesting another reinvestigation. I am demanding the immediate and permanent deletion of the Bank XXXX XXXX account from my credit file under FCRA XXXX. I hereby demand : XXXX. Permanent deletion and blocking of the above-referenced Bank of XXXX account XXXX. Written confirmation that this account has been removed XXXX. An updated copy of my credit report showing the correction XXXX. Notice to all third parties who received my credit report in the past XXXX months has a 0% timely response rate to CFPB complaints.

What is the most common complaint about closed account Final Demand for Action I am not requesting another reinvestigation. I am demanding the immediate and permanent deletion of the Bank XXXX XXXX account from my credit file under FCRA XXXX. I hereby demand : XXXX. Permanent deletion and blocking of the above-referenced Bank of XXXX account XXXX. Written confirmation that this account has been removed XXXX. An updated copy of my credit report showing the correction XXXX. Notice to all third parties who received my credit report in the past XXXX months?

The most common issue reported against closed account Final Demand for Action I am not requesting another reinvestigation. I am demanding the immediate and permanent deletion of the Bank XXXX XXXX account from my credit file under FCRA XXXX. I hereby demand : XXXX. Permanent deletion and blocking of the above-referenced Bank of XXXX account XXXX. Written confirmation that this account has been removed XXXX. An updated copy of my credit report showing the correction XXXX. Notice to all third parties who received my credit report in the past XXXX months is "XXXX TransUnion : XXXX. XXXX" in the "XXXX XXXX : XXXX XXXX" product category.

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