claiming we had {$81000.00} in assets but failing to mention that {$56000.00} of those assets was the balance of the home equity line of credit. The balance of which was no beyond the original {$50000.00} and now at {$76000.00} along with our mortgage amount of {$180000.00}. This was all based on an imaginary monthly income of {$9100.00} as stated on the loan papers attached. The yearly income which Wells Fargo was {$100000.00} which was a bit off from the amount I filed for my taxes of {$36000.00} That year. But being nave and young and being assured from XXXX XXXX that the interest only payment wouldnt be much more. We Went from a mortgage payment of {$2400.00} to {$3800.00}

What the CFPB Record Shows About claiming we had {$81000.00} in assets but failing to mention that {$56000.00} of those assets was the balance of the home equity line of credit. The balance of which was no beyond the original {$50000.00} and now at {$76000.00} along with our mortgage amount of {$180000.00}. This was all based on an imaginary monthly income of {$9100.00} as stated on the loan papers attached. The yearly income which Wells Fargo was {$100000.00} which was a bit off from the amount I filed for my taxes of {$36000.00} That year. But being nave and young and being assured from XXXX XXXX that the interest only payment wouldnt be much more. We Went from a mortgage payment of {$2400.00} to {$3800.00}

claiming we had {$81000.00} in assets but failing to mention that {$56000.00} of those assets was the balance of the home equity line of credit. The balance of which was no beyond the original {$50000.00} and now at {$76000.00} along with our mortgage amount of {$180000.00}. This was all based on an imaginary monthly income of {$9100.00} as stated on the loan papers attached. The yearly income which Wells Fargo was {$100000.00} which was a bit off from the amount I filed for my taxes of {$36000.00} That year. But being nave and young and being assured from XXXX XXXX that the interest only payment wouldnt be much more. We Went from a mortgage payment of {$2400.00} to {$3800.00} has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to This, and the most recent logged activity is This began, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, claiming we had {$81000.00} in assets but failing to mention that {$56000.00} of those assets was the balance of the home equity line of credit. The balance of which was no beyond the original {$50000.00} and now at {$76000.00} along with our mortgage amount of {$180000.00}. This was all based on an imaginary monthly income of {$9100.00} as stated on the loan papers attached. The yearly income which Wells Fargo was {$100000.00} which was a bit off from the amount I filed for my taxes of {$36000.00} That year. But being nave and young and being assured from XXXX XXXX that the interest only payment wouldnt be much more. We Went from a mortgage payment of {$2400.00} to {$3800.00} reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I was dealing with XXXX XXXX", and the single most common underlying issue is "XXXX XXXX XXXX XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating claiming we had {$81000.00} in assets but failing to mention that {$56000.00} of those assets was the balance of the home equity line of credit. The balance of which was no beyond the original {$50000.00} and now at {$76000.00} along with our mortgage amount of {$180000.00}. This was all based on an imaginary monthly income of {$9100.00} as stated on the loan papers attached. The yearly income which Wells Fargo was {$100000.00} which was a bit off from the amount I filed for my taxes of {$36000.00} That year. But being nave and young and being assured from XXXX XXXX that the interest only payment wouldnt be much more. We Went from a mortgage payment of {$2400.00} to {$3800.00}: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.