Total complaints
51
Filed since Any
2026 data Public-data reference. official source
charged to profit or loss
51 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
51 consumer complaints filed with the CFPB
This profile shows charged to profit or loss's complaint history from CFPB public records. 51 consumers have filed complaints since Any . The company has a 0% timely response rate and has provided relief in 0% of cases.
51
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
7
States Active
Any
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
charged to profit or loss complaint mix by product
- such as 48 94.1% – 0% relief
- specifically Section 3 5.9% – 0% relief
How charged to profit or loss's 51 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| such as a debt collector | 48 |
| specifically Section 623 ( a ) ( 7 ) of the FCRA | 3 |
Top States
| State | Complaints |
|---|---|
| or subjected to any similar action. Section 623 ( a ) ( 5 ). | 41 |
| or subjected to any similar action | 3 |
| or subjected to any similar action. Section XXXX ( a ) ( XXXX ). | 2 |
| or subjected to any similar action. Section 623 ( a ) ( 5 ).,,EQUIFAX | 2 |
| or subjected to any similar action. Section 623 ( a ) ( 5 ). Duties of Financial Institutions When Reporting Negative Information Financial institutions that furnish information to nationwide consumer reporting agencies | 1 |
| or subjected to any similar action. Section 623 ( a ) ( 5 ).,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,94591,,Consent provided,Web,2024-08-28,Closed with explanation,Yes,N/A,9932080 | 1 |
| or subjected to any similar action. Section 623 ( a ) ( 5 ).,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| they may comply with the FCRA by establishing reasonable procedures to obtain and report delinquency dates | 47 |
| which shall be the month and year of the commencement of the delinquency on the account that immediately preceded the action | 3 |
| they XXXX comply with the FCRA by establishing reasonable procedures to obtain and report XXXX dates | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About charged to profit or loss
charged to profit or loss has accumulated 51 consumer complaints in the CFPB public database, with filings active across 7 U.S. states. Of those submissions, 51 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Any , and the most recent logged activity is I believe , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, charged to profit or loss reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "such as a debt collector", and the single most common underlying issue is "they may comply with the FCRA by establishing reasonable procedures to obtain and report delinquency dates".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating charged to profit or loss: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does charged to profit or loss have?
charged to profit or loss has received 51 consumer complaints filed with the Consumer Financial Protection Bureau.
Does charged to profit or loss respond to complaints on time?
charged to profit or loss has a 0% timely response rate to CFPB complaints.
What is the most common complaint about charged to profit or loss?
The most common issue reported against charged to profit or loss is "they may comply with the FCRA by establishing reasonable procedures to obtain and report delinquency dates" in the "such as a debt collector" product category.
Read our methodology — how this data is sourced, computed, and verified.
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