Total complaints
2
Filed since From
2026 data Public-data reference. official source
charged to profit and loss
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows charged to profit and loss's complaint history from CFPB public records. 2 consumers have filed complaints since From. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
From
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
charged to profit and loss complaint mix by product
- no consumer 1 50.0% – 0% relief
- utilizing all 1 50.0% – 0% relief
How charged to profit and loss's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| no consumer reporting agency may make any consumer report containing any of the following items of information : ( 1 ) Cases under title 11 [ United States Code ] or under the Bankruptcy Act that | 1 |
| utilizing all of the facts above this should have been removed from my credit report 3-4 years ago. The criteria for removing items from ones credit report per the United States Federal Government in the Fair Credit Reporting Act ( please see attached ) states in 605. Requirements relating to information contained in consumer reports [ 15 U.S.C. 1681c ] | 1 |
Top States
| State | Complaints |
|---|---|
| or subjected to any similar action | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| as the case may be | 1 |
| no consumer reporting agency may make and consumer report containing any of the following items of information : 4. ) Accounts placed for collection or charged to profit and loss which antedate the report by more than seven years. 5 5. ) Any other adverse items of information | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About charged to profit and loss
charged to profit and loss has accumulated 2 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to From, and the most recent logged activity is Section 60, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, charged to profit and loss reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "no consumer reporting agency may make any consumer report containing any of the following items of information : ( 1 ) Cases under title 11 [ United States Code ] or under the Bankruptcy Act that", and the single most common underlying issue is "as the case may be".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating charged to profit and loss: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does charged to profit and loss have?
charged to profit and loss has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does charged to profit and loss respond to complaints on time?
charged to profit and loss has a 0% timely response rate to CFPB complaints.
What is the most common complaint about charged to profit and loss?
The most common issue reported against charged to profit and loss is "as the case may be" in the "no consumer reporting agency may make any consumer report containing any of the following items of information : ( 1 ) Cases under title 11 [ United States Code ] or under the Bankruptcy Act that" product category.
Read our methodology — how this data is sourced, computed, and verified.
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