Charged Off

What the CFPB Record Shows About Charged Off

Charged Off has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Belo, and the most recent logged activity is Below furn, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Charged Off reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX Discharge. All named Furnishers fraudulently utilized my antecedently permitted credit profile disclosures and consent for access to unlawfully assert non-validated and manufactured derogatory credit records : XXXX XXXX : XX/XX/XXXX refused to disclose 1099-C RE : XXXX", and the single most common underlying issue is "XXXX -Post Bankruptcy Reporting ; XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX ( {$990.00} ) XXXX XXXX XXXX XXXX refused to disclose 1099-C RE : Acct. # XXXX ; Post Bankruptcy Reporting XX/XX/XXXX : XXXX XXXX XXXX XXXX ( {$1100.00} ) XXXX XXXX XXXX XXXX : XX/XX/XXXX XX/XX/XXXX refused to disclose 1099-C and Guilty of Breach of Settlement Contract RE : Acct. # XXXX Bankruptcy Reporting ; XX/XX/XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX Accurate Details : ( {$1600.00} paid {$440.00} satisfied Settled on XX/XX/XXXX ) : Inaccurate Details : ( reporting {$2000.00} Written Off and Settled : XX/XX/XXXX ; Original Loan {$1500.00} ) Bank of America : XX/XX/XXXX refused to disclose 1099-C RE : Acct. # XXXX XXXX Post Bankruptcy Reporting XX/XX/XXXX ; XXXX XXXX XXXX XXXX XXXX ( {$6100.00} ) XXXX XXXX XXXX XXXX XXXX refused to disclose 1099-C RE : Acct. # XXXX : Post Bankruptcy Reporting XX/XX/XXXX : XXXX XXXX XXXX XXXX XXXX ( {$4200.00} ) XXXX XXXX XXXX XXXX : XXXX XXXX refused to disclose 1099-C RE : Acct. # XXXXXXXX XXXX XXXXXX/XX/XXXX ( {$1300.00} ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX refused to disclose 1099-C and dates of Account Transfer RE : Acct. XXXX : Post Bankruptcy Reporting XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( {$1300.00} ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX refused to disclose 1099-C".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Charged Off: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.