Total complaints
2
Filed since A ch
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows charged off's complaint history from CFPB public records. 2 consumers have filed complaints since A ch. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
2
Filed since A ch
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How charged off's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| anxiety | 1 |
| which is income and income can not be reported to a credit report...... requesting that your agency receives information of the 1099c the company has filed for this account | 1 |
| State | Complaints |
|---|---|
| and transferred. Its continued presence on my credit report as an active derogatory trade line is both legally indefensible and intentionally harmful. I demand immediate CFPB action to restore my rights and financial integrity. | 1 |
| with a past due balance. I command this account is deleted and the CFPB acknowledges this agencies malpractice. | 1 |
| Issue | Complaints |
|---|---|
| legal consultations | 1 |
| XX/XX/XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
charged off has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to A ch, and the most recent logged activity is Damages Iv, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, charged off reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "anxiety", and the single most common underlying issue is "legal consultations".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating charged off: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
charged off has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
charged off has a 0% timely response rate to CFPB complaints.
The most common issue reported against charged off is "legal consultations" in the "anxiety" product category.
Read our methodology — how this data is sourced, computed, and verified.