2026 data Public-data reference. official source

causing financial hardship Use the most convenient and cost-effective payment method for my needs My only alternatives are cash ( extremely inconvenient

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows causing financial hardship Use the most convenient and cost-effective payment method for my needs My only alternatives are cash ( extremely inconvenient's complaint history from CFPB public records. 1 consumers have filed complaints since SPEC. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
SPEC
Since

Total complaints

1

Filed since SPEC

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

causing financial hardship Use the most convenient and cost-effective payment method for my needs My only alternatives are cash ( extremely inconvenient complaint mix by product

Total complaints: 1

causing financial hardship Use the most convenient and cost-effective payment method for my needs My only alternatives are cash ( extremely inconvenient complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). ongoing: 1 complaints (100.0%), resolution 0.0% ongoing 100.0%
  • ongoing 1 100.0% 0% relief

How causing financial hardship Use the most convenient and cost-effective payment method for my needs My only alternatives are cash ( extremely inconvenient's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
ongoing 1

Top States

State Complaints
especially when I am not in XXXX ) or finding other services with higher fees Loss of Financial Records : Beyond tax purposes 1

Top Issues

Issue Complaints
but I can not obtain the records I need Ongoing IRS Compliance Risk : The lack of proper documentation creates ongoing risk of : IRS audits and examinations Penalties for inadequate record-keeping Interest on unpaid taxes if deductions are disallowed Potential civil or criminal tax fraud accusations if discrepancies appear suspicious Attorney and accountant fees to resolve IRS disputes Late Filing Penalties : My inability to file XXXX taxes is resulting in : IRS late filing penalties ( 5 % per month 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About causing financial hardship Use the most convenient and cost-effective payment method for my needs My only alternatives are cash ( extremely inconvenient

causing financial hardship Use the most convenient and cost-effective payment method for my needs My only alternatives are cash ( extremely inconvenient has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to SPEC, and the most recent logged activity is SPECIFIC H, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, causing financial hardship Use the most convenient and cost-effective payment method for my needs My only alternatives are cash ( extremely inconvenient reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "ongoing", and the single most common underlying issue is "but I can not obtain the records I need Ongoing IRS Compliance Risk : The lack of proper documentation creates ongoing risk of : IRS audits and examinations Penalties for inadequate record-keeping Interest on unpaid taxes if deductions are disallowed Potential civil or criminal tax fraud accusations if discrepancies appear suspicious Attorney and accountant fees to resolve IRS disputes Late Filing Penalties : My inability to file XXXX taxes is resulting in : IRS late filing penalties ( 5 % per month".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating causing financial hardship Use the most convenient and cost-effective payment method for my needs My only alternatives are cash ( extremely inconvenient: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does causing financial hardship Use the most convenient and cost-effective payment method for my needs My only alternatives are cash ( extremely inconvenient have?

causing financial hardship Use the most convenient and cost-effective payment method for my needs My only alternatives are cash ( extremely inconvenient has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does causing financial hardship Use the most convenient and cost-effective payment method for my needs My only alternatives are cash ( extremely inconvenient respond to complaints on time?

causing financial hardship Use the most convenient and cost-effective payment method for my needs My only alternatives are cash ( extremely inconvenient has a 0% timely response rate to CFPB complaints.

What is the most common complaint about causing financial hardship Use the most convenient and cost-effective payment method for my needs My only alternatives are cash ( extremely inconvenient?

The most common issue reported against causing financial hardship Use the most convenient and cost-effective payment method for my needs My only alternatives are cash ( extremely inconvenient is "but I can not obtain the records I need Ongoing IRS Compliance Risk : The lack of proper documentation creates ongoing risk of : IRS audits and examinations Penalties for inadequate record-keeping Interest on unpaid taxes if deductions are disallowed Potential civil or criminal tax fraud accusations if discrepancies appear suspicious Attorney and accountant fees to resolve IRS disputes Late Filing Penalties : My inability to file XXXX taxes is resulting in : IRS late filing penalties ( 5 % per month" in the "ongoing" product category.

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