Total complaints
8
Filed since 1681
2026 data Public-data reference. official source
caused emotional distress
8 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
8 consumer complaints filed with the CFPB
This profile shows caused emotional distress's complaint history from CFPB public records. 8 consumers have filed complaints since 1681. The company has a 0% timely response rate and has provided relief in 37.5% of cases.
8
Total Complaints
0%
Timely Response
0%
Disputed
37.5%
Relief Provided
5
States Active
1681
Since
Timely response
0%
CFPB-tracked response window
Relief rate
37.5%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 37.5%
Industry median
Share closed with monetary or non-monetary relief.
caused emotional distress complaint mix by product
- yet Equifax 3 37.5% – 67% relief
- yet Equifax 2 25.0% – 50% relief
- Transworld Systems 1 12.5% – 0% relief
- XXXX XXXX 1 12.5% – 0% relief
- yet Transunion 1 12.5% – 0% relief
How caused emotional distress's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| yet Equifax failed to conduct a meaningful or lawful reinvestigation. They did not contact the furnisher nor provide any documentation verifying its accuracy. Their handling of the dispute shows noncompliance with the FCRAs requirement to conduct a reasonable reinvestigation. Equifax appears to rely solely on automated systems such as e-OSCAR rather than performing an actual manual review of disputed items or original records. This kind of automated verification process is insufficient under the FCRA | 3 |
| yet Equifax failed to conduct a meaningful or lawful reinvestigation. They did not contact the furnisher nor provide any documentation verifying its accuracy. Their handling of the dispute reinvestigation. Equifax appears to rely solely on automated systems such as e-OSCAR rather than performing an actual manual review of disputed items or original records. This kind of automated verification process is insufficient under the FCRA | 2 |
| Transworld Systems has not responded | 1 |
| XXXX XXXX has not responded | 1 |
| yet Transunion failed to conduct a meaningful or lawful reinvestigation. They did not contact the furnisher nor provide any documentation verifying its accuracy. Their handling of the dispute shows noncompliance with the FCRAs requirement to conduct a reasonable reinvestigation. Transunion appears to rely solely on automated systems such as e-OSCAR rather than performing an actual manual review of disputed items or original records. This kind of automated verification process is insufficient under the FCRA | 1 |
Top States
| State | Complaints |
|---|---|
| and denied me access to financial opportunities. In XX/XX/year> | 3 |
| and denied me access to financial opportunities. I am also aware that in XX/XX/year> | 2 |
| and interfered with financial goals such as pursuing home ownership and private student loans. I have had sleepless nights | 1 |
| and interfered with financial goals such as pursuing home ownership and private student loans. I have had sleepless nightsXXXX XXXX XXXX and XXXX triggers tied to past financial XXXX and XXXX XXXX.,,EQUIFAX | 1 |
| and denied me access to financial opportunities. I am also aware that In XXXX CFPB enforcement action ( CFPB & FTC v. TransUnion ) | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| under FCRA 607 ( b ) | 6 |
| and XXXX has refused to remove it | 1 |
| and Equifax has refused to remove it | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About caused emotional distress
caused emotional distress has accumulated 8 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 8 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 1681, and the most recent logged activity is Despite be, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, caused emotional distress reports a 0% timely-response rate and has closed 25% of cases with a written explanation to the consumer. 37.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "yet Equifax failed to conduct a meaningful or lawful reinvestigation. They did not contact the furnisher nor provide any documentation verifying its accuracy. Their handling of the dispute shows noncompliance with the FCRAs requirement to conduct a reasonable reinvestigation. Equifax appears to rely solely on automated systems such as e-OSCAR rather than performing an actual manual review of disputed items or original records. This kind of automated verification process is insufficient under the FCRA", and the single most common underlying issue is "under FCRA 607 ( b )".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating caused emotional distress: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does caused emotional distress have?
caused emotional distress has received 8 consumer complaints filed with the Consumer Financial Protection Bureau.
Does caused emotional distress respond to complaints on time?
caused emotional distress has a 0% timely response rate to CFPB complaints.
What is the most common complaint about caused emotional distress?
The most common issue reported against caused emotional distress is "under FCRA 607 ( b )" in the "yet Equifax failed to conduct a meaningful or lawful reinvestigation. They did not contact the furnisher nor provide any documentation verifying its accuracy. Their handling of the dispute shows noncompliance with the FCRAs requirement to conduct a reasonable reinvestigation. Equifax appears to rely solely on automated systems such as e-OSCAR rather than performing an actual manual review of disputed items or original records. This kind of automated verification process is insufficient under the FCRA" product category.
Read our methodology — how this data is sourced, computed, and verified.
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