2026 data Public-data reference. official source

by definition

9 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

9 consumer complaints filed with the CFPB

This profile shows by definition's complaint history from CFPB public records. 9 consumers have filed complaints since 1979. The company has a 0% timely response rate and has provided relief in 0% of cases.

9
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
6
States Active
1979
Since

Total complaints

9

Filed since 1979

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

by definition complaint mix by product

Total complaints: 9

by definition complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 9 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). 15 USC: 2 complaints (22.2%), resolution 0.0% 15 USC 22.2% I am: 2 complaints (22.2%), resolution 0.0% I am 22.2% direct and: 2 complaints (22.2%), resolution 0.0% direct and 22.2% XXXX XXXX: 1 complaints (11.1%), resolution 0.0% XXXX XXXX 11.1% I contacted: 1 complaints (11.1%), resolution 0.0% I contacted 11.1% cert. denied: 1 complaints (11.1%), resolution 0.0% cert. denied 11.1%
  • 15 USC 2 22.2% 0% relief
  • I am 2 22.2% 0% relief
  • direct and 2 22.2% 0% relief
  • XXXX XXXX 1 11.1% 0% relief
  • I contacted 1 11.1% 0% relief
  • cert. denied 1 11.1% 0% relief

How by definition's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
15 USC 1681 section 602 ( a ) states There is a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness 2
I am formally disputing the reporting of a charge-off on my credit report. Upon reviewing my records 2
direct and legitimate instructions. Without my authorization 2
XXXX XXXX XXXX section XXXX ( a ) states There is a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness 1
I contacted the alleged merchant 1
cert. denied 1

Top States

State Complaints
under that title. 15 USC 1681 section 604 ( a ) section 2 states that In general subject to subsection ( c ) 2
converts the obligation into income for the original creditor. Under Generally Accepted Accounting Principles ( GAAP ) and IRS regulations 2
unauthorized. I am not responsible for them. 2
under that title. XXXX XXXX XXXX section XXXX ( a ) section XXXX states that In general subject to subsection ( c ) 1
unauthorized. 1
an intentional act. It is a form of discrimination because the complainant is being subjected to differential treatment. Gutierrez 1

Top Issues

Issue Complaints
and a respect for the consumers right to privacy. I am the consumer 3
misleading 2
upwards of XXXX as both wrong and unsafe. Then 2
using the contact information Wells Fargo provided. Representatives of XXXX confirmed the following : They did NOT initiate the debit They have NO record of me or my business I am not 1
Treatise on Constitutional Law 520 ( 1978 ) ) 11. The United States Supreme Court has defined retaliation as an intentional act in response to a protected action. [ exercise of any right ] Jackson v. Birmingham Bd. of Educ. 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About by definition

by definition has accumulated 9 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 9 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 1979, and the most recent logged activity is XXXX acted, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, by definition reports a 0% timely-response rate and has closed 11.1% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "15 USC 1681 section 602 ( a ) states There is a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness", and the single most common underlying issue is "and a respect for the consumers right to privacy. I am the consumer".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating by definition: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does by definition have?

by definition has received 9 consumer complaints filed with the Consumer Financial Protection Bureau.

Does by definition respond to complaints on time?

by definition has a 0% timely response rate to CFPB complaints.

What is the most common complaint about by definition?

The most common issue reported against by definition is "and a respect for the consumers right to privacy. I am the consumer" in the "15 USC 1681 section 602 ( a ) states There is a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness" product category.

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