Total complaints
9
Filed since 1979
9 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
9 consumer complaints filed with the CFPB
This profile shows by definition's complaint history from CFPB public records. 9 consumers have filed complaints since 1979. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
9
Filed since 1979
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How by definition's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| 15 USC 1681 section 602 ( a ) states There is a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness | 2 |
| I am formally disputing the reporting of a charge-off on my credit report. Upon reviewing my records | 2 |
| direct and legitimate instructions. Without my authorization | 2 |
| XXXX XXXX XXXX section XXXX ( a ) states There is a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness | 1 |
| I contacted the alleged merchant | 1 |
| cert. denied | 1 |
| State | Complaints |
|---|---|
| under that title. 15 USC 1681 section 604 ( a ) section 2 states that In general subject to subsection ( c ) | 2 |
| converts the obligation into income for the original creditor. Under Generally Accepted Accounting Principles ( GAAP ) and IRS regulations | 2 |
| unauthorized. I am not responsible for them. | 2 |
| under that title. XXXX XXXX XXXX section XXXX ( a ) section XXXX states that In general subject to subsection ( c ) | 1 |
| unauthorized. | 1 |
| an intentional act. It is a form of discrimination because the complainant is being subjected to differential treatment. Gutierrez | 1 |
| Issue | Complaints |
|---|---|
| and a respect for the consumers right to privacy. I am the consumer | 3 |
| misleading | 2 |
| upwards of XXXX as both wrong and unsafe. Then | 2 |
| using the contact information Wells Fargo provided. Representatives of XXXX confirmed the following : They did NOT initiate the debit They have NO record of me or my business I am not | 1 |
| Treatise on Constitutional Law 520 ( 1978 ) ) 11. The United States Supreme Court has defined retaliation as an intentional act in response to a protected action. [ exercise of any right ] Jackson v. Birmingham Bd. of Educ. | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
by definition has accumulated 9 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 9 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 1979, and the most recent logged activity is XXXX acted, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, by definition reports a 0% timely-response rate and has closed 11.1% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "15 USC 1681 section 602 ( a ) states There is a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness", and the single most common underlying issue is "and a respect for the consumers right to privacy. I am the consumer".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating by definition: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
by definition has received 9 consumer complaints filed with the Consumer Financial Protection Bureau.
by definition has a 0% timely response rate to CFPB complaints.
The most common issue reported against by definition is "and a respect for the consumers right to privacy. I am the consumer" in the "15 USC 1681 section 602 ( a ) states There is a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness" product category.
Read our methodology — how this data is sourced, computed, and verified.