but was disqualified from the NJ 1st time homebuyer program bc my options were to either get preapproved for an FHA loan w a cosigner or to get preapproved for a conventional loan w low downpayment. Neither of these options allows for the use of the NJ 1st time homebuyer secondary loan.

What the CFPB Record Shows About but was disqualified from the NJ 1st time homebuyer program bc my options were to either get preapproved for an FHA loan w a cosigner or to get preapproved for a conventional loan w low downpayment. Neither of these options allows for the use of the NJ 1st time homebuyer secondary loan.

but was disqualified from the NJ 1st time homebuyer program bc my options were to either get preapproved for an FHA loan w a cosigner or to get preapproved for a conventional loan w low downpayment. Neither of these options allows for the use of the NJ 1st time homebuyer secondary loan. has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Afte, and the most recent logged activity is After cons, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, but was disqualified from the NJ 1st time homebuyer program bc my options were to either get preapproved for an FHA loan w a cosigner or to get preapproved for a conventional loan w low downpayment. Neither of these options allows for the use of the NJ 1st time homebuyer secondary loan. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "multiple brokers told me that I absolutely had other options", and the single most common underlying issue is "and all the brokers I spoke to told me outright that I should have never been preapproved for an FHA mortgage without a cosigner after a 9 month period of unemployment w reemployment of less than 6 months. One broker said that the preapproval was blatantly negligent '' since I did not meet the most basic".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating but was disqualified from the NJ 1st time homebuyer program bc my options were to either get preapproved for an FHA loan w a cosigner or to get preapproved for a conventional loan w low downpayment. Neither of these options allows for the use of the NJ 1st time homebuyer secondary loan.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.