Total complaints
28
Filed since I be
28 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
28 consumer complaints filed with the CFPB
This profile shows but the current aggressive marketing campaign soliciting citizens for an arbitrary FICO score has gone too far's complaint history from CFPB public records. 28 consumers have filed complaints since I be. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
28
Filed since I be
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How but the current aggressive marketing campaign soliciting citizens for an arbitrary FICO score has gone too far's 28 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| 2003 was intended to establish a plan whereas common American citizens could obtain a copy of their credit reports at least once a year free of charge. Since each credit reporting agency now has marketing divisions such as XXXX XXXX XXXX XXXX | 14 |
| 2003 was intended to establish a plan whereas common American citizens could obtain a copy of their credit reports at least once a year free of charge. Since each credit reporting agency now has marketing divisions such as Free Annual Credit Report | 5 |
| FL XXXX I believe that each consumer reporting agency has invalidated the true spirit of the Fair and Accurate Credit Transactions Act. The Act first established XX/XX/2003 was intended to establish a plan whereas common American citizens could obtain a copy of their credit reports at least once a year free of charge. Since each credit reporting agency now has marketing divisions such as XXXX XXXX XXXX XXXX | 4 |
| 2003 was intended to establish a plan whereas common American citizens could obtain a copy of their credit reports at least once a year free of charge. Since each credit reporting agency now has marketing divisions such as Free XXXX XXXX XXXX | 2 |
| Unit XXXX XXXX | 1 |
| 2003 was intended to establish a plan whereas common American citizens could obtain a copy of their credit reports at least once a year free of charge. Since each credit reporting agency now has marketing divisions such as XXXX XXXX XXXX XXXXt | 1 |
| 2003 was intended to establish a plan whereas common American citizens could obtain a copy of their credit reports at least once a year free of charge. Since each credit reporting agency now has marketing divisions such as Free Annual Credit Report | 1 |
| State | Complaints |
|---|---|
| including but not limited to XXXX XXXX. We must return to a common ground that is fair for all consumers in the United States | 8 |
| including but not limited to XXXX XXXX. We must return to a common ground that is fair for all consumers in the United States | 6 |
| including but not limited to Experian Boost. We must return to a common ground that is fair for all consumers in the United States | 5 |
| including but not limited to Experian XXXX. We must return to a common ground that is fair for all consumers in the United States | 4 |
| including but not limited to XXXX Boost. We must return to a common ground that is fair for all consumers in the United States | 2 |
| including but not limited to XXXX XXXX. We must return to a common ground that is fair for all consumers in the United States | 2 |
| including but not limited to XXXX XXXXXXXX. We must return to a common ground that is fair for all consumers in the United States | 1 |
| Issue | Complaints |
|---|---|
| the automation system to obtain the free annual reports is looped into an information request to steer citizens into additional product offers that are excessive and unnecessary. Even though I may have received an approval of an updated credit report from either XXXX | 18 |
| the automation system to obtain the free annual reports is looped into an information request to steer citizens into additional product offers that are excessive and unnecessary. Even though I may have received an approval of an updated credit report from either Experian | 9 |
| the automation system to obtain the free annual reports is looped into an information request to steer citizens into additional product offers that are excessive and unnecessary. Even though I may have received an approval of an updated credit report from either XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
but the current aggressive marketing campaign soliciting citizens for an arbitrary FICO score has gone too far has accumulated 28 consumer complaints in the CFPB public database, with filings active across 7 U.S. states. Of those submissions, 28 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I be, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, but the current aggressive marketing campaign soliciting citizens for an arbitrary FICO score has gone too far reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "2003 was intended to establish a plan whereas common American citizens could obtain a copy of their credit reports at least once a year free of charge. Since each credit reporting agency now has marketing divisions such as XXXX XXXX XXXX XXXX", and the single most common underlying issue is "the automation system to obtain the free annual reports is looped into an information request to steer citizens into additional product offers that are excessive and unnecessary. Even though I may have received an approval of an updated credit report from either XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating but the current aggressive marketing campaign soliciting citizens for an arbitrary FICO score has gone too far: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
but the current aggressive marketing campaign soliciting citizens for an arbitrary FICO score has gone too far has received 28 consumer complaints filed with the Consumer Financial Protection Bureau.
but the current aggressive marketing campaign soliciting citizens for an arbitrary FICO score has gone too far has a 0% timely response rate to CFPB complaints.
The most common issue reported against but the current aggressive marketing campaign soliciting citizens for an arbitrary FICO score has gone too far is "the automation system to obtain the free annual reports is looped into an information request to steer citizens into additional product offers that are excessive and unnecessary. Even though I may have received an approval of an updated credit report from either XXXX" in the "2003 was intended to establish a plan whereas common American citizens could obtain a copy of their credit reports at least once a year free of charge. Since each credit reporting agency now has marketing divisions such as XXXX XXXX XXXX XXXX" product category.
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