Total complaints
1
Filed since I wa
2026 data Public-data reference. official source
but that's it. At this point they had done a hard credit pull
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows but that's it. At this point they had done a hard credit pull's complaint history from CFPB public records. 1 consumers have filed complaints since I wa. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I wa
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
but that's it. At this point they had done a hard credit pull complaint mix by product
- who asked 1 100.0% – 0% relief
How but that's it. At this point they had done a hard credit pull's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| who asked more questions about the purpose of the loan. I explained the three sources that would be consolidated. At that point the representative stated that it's a Lightstream policy not to re-finance their own loans. There was no reference of this policy anywhere in the application process. The representative stated that we could try for a lower amount | 1 |
Top States
| State | Complaints |
|---|---|
| which lowered my FICO score by 54 points. I no longer qualify for prime lenders to make competitive rates | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| I received another email asking for additional documentation ( paystub ) which was used to verify my income. After verification | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About but that's it. At this point they had done a hard credit pull
but that's it. At this point they had done a hard credit pull has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I wa, and the most recent logged activity is I was cont, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, but that's it. At this point they had done a hard credit pull reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "who asked more questions about the purpose of the loan. I explained the three sources that would be consolidated. At that point the representative stated that it's a Lightstream policy not to re-finance their own loans. There was no reference of this policy anywhere in the application process. The representative stated that we could try for a lower amount", and the single most common underlying issue is "I received another email asking for additional documentation ( paystub ) which was used to verify my income. After verification".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating but that's it. At this point they had done a hard credit pull: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does but that's it. At this point they had done a hard credit pull have?
but that's it. At this point they had done a hard credit pull has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does but that's it. At this point they had done a hard credit pull respond to complaints on time?
but that's it. At this point they had done a hard credit pull has a 0% timely response rate to CFPB complaints.
What is the most common complaint about but that's it. At this point they had done a hard credit pull?
The most common issue reported against but that's it. At this point they had done a hard credit pull is "I received another email asking for additional documentation ( paystub ) which was used to verify my income. After verification" in the "who asked more questions about the purpose of the loan. I explained the three sources that would be consolidated. At that point the representative stated that it's a Lightstream policy not to re-finance their own loans. There was no reference of this policy anywhere in the application process. The representative stated that we could try for a lower amount" product category.
Read our methodology — how this data is sourced, computed, and verified.
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