Total complaints
1
Filed since How
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows but since merchants are already declining my check's complaint history from CFPB public records. 1 consumers have filed complaints since How . The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since How
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How but since merchants are already declining my check's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| working on behalf of another company with no review of their error even after the problem was identified | 1 |
| State | Complaints |
|---|---|
| I suspect that it 's on it. This will directly influence any purchases that I make at any merchant out of fear that this happens again.,Company chooses not to provide a public response,Fidelity National Information Services | 1 |
| Issue | Complaints |
|---|---|
| I escalated with all XXXX companies and was told that they saw the issue | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
but since merchants are already declining my check has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to How , and the most recent logged activity is How can XX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, but since merchants are already declining my check reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "working on behalf of another company with no review of their error even after the problem was identified", and the single most common underlying issue is "I escalated with all XXXX companies and was told that they saw the issue".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating but since merchants are already declining my check: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
but since merchants are already declining my check has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
but since merchants are already declining my check has a 0% timely response rate to CFPB complaints.
The most common issue reported against but since merchants are already declining my check is "I escalated with all XXXX companies and was told that they saw the issue" in the "working on behalf of another company with no review of their error even after the problem was identified" product category.
Read our methodology — how this data is sourced, computed, and verified.