2026 data Public-data reference. official source

but rather

2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

2 consumer complaints filed with the CFPB

This profile shows but rather's complaint history from CFPB public records. 2 consumers have filed complaints since With. The company has a 0% timely response rate and has provided relief in 0% of cases.

2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
With
Since

Total complaints

2

Filed since With

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

but rather complaint mix by product

Total complaints: 2

but rather complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I will: 1 complaints (50.0%), resolution 0.0% I will 50.0% however: 1 complaints (50.0%), resolution 0.0% however 50.0%
  • I will 1 50.0% 0% relief
  • however 1 50.0% 0% relief

How but rather's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I will be forced to continue to pay individuals to try and assist with this process 1
however 1

Top States

State Complaints
treatment that compensates for my XXXX 1
you have to do a new application. I explained that the policy for a credit increase changed in XXXX 1

Top Issues

Issue Complaints
I will have no useful information as the consumer 1
it stretched my debt-ratio beyond the threshold. Why was this not factored in at the beginning of the process ; I absolutely provided this information at the beginning of the document collection process. The representative explained that I could accept {$30000.00} and apply for an increase after 60 ( or 90 ) days. After 60 ( or 90 ) days I applied for an increase and was met with a denial for the same student loan '' reason. I asked the representative if they were aware of the documents I presented related to my student loan for my first loan and they said 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About but rather

but rather has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to With, and the most recent logged activity is Without an, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, but rather reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I will be forced to continue to pay individuals to try and assist with this process", and the single most common underlying issue is "I will have no useful information as the consumer".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating but rather: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does but rather have?

but rather has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.

Does but rather respond to complaints on time?

but rather has a 0% timely response rate to CFPB complaints.

What is the most common complaint about but rather?

The most common issue reported against but rather is "I will have no useful information as the consumer" in the "I will be forced to continue to pay individuals to try and assist with this process" product category.

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