2026 data Public-data reference. official source

but lucky me

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows but lucky me's complaint history from CFPB public records. 1 consumers have filed complaints since Tryi. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Tryi
Since

Total complaints

1

Filed since Tryi

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

but lucky me complaint mix by product

Total complaints: 1

but lucky me complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). and question: 1 complaints (100.0%), resolution 0.0% and question 100.0%
  • and question 1 100.0% 0% relief

How but lucky me's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
and question the reason for the action is a XXXX by a XXXX IVR number optons '' that never get you to a real customer service representative 1

Top States

State Complaints
I get promted to do a survey when I stop the chat 1

Top Issues

Issue Complaints
so that when you finally get the option and are in line waiting 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About but lucky me

but lucky me has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Tryi, and the most recent logged activity is Trying to , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, but lucky me reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and question the reason for the action is a XXXX by a XXXX IVR number optons '' that never get you to a real customer service representative", and the single most common underlying issue is "so that when you finally get the option and are in line waiting".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating but lucky me: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does but lucky me have?

but lucky me has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does but lucky me respond to complaints on time?

but lucky me has a 0% timely response rate to CFPB complaints.

What is the most common complaint about but lucky me?

The most common issue reported against but lucky me is "so that when you finally get the option and are in line waiting" in the "and question the reason for the action is a XXXX by a XXXX IVR number optons '' that never get you to a real customer service representative" product category.

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