Total complaints
2
Filed since Sout
2026 data Public-data reference. official source
but in reality
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows but in reality's complaint history from CFPB public records. 2 consumers have filed complaints since Sout. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
Sout
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
but in reality complaint mix by product
- Hidatsa 1 50.0% – 0% relief
- a text 1 50.0% – 0% relief
How but in reality's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Hidatsa | 1 |
| a text was sent inquiring if I authorized a XXXX transaction of the maximum daily transfer of {$3500.00} ( XXXX does in fact send this form of notification | 1 |
Top States
| State | Complaints |
|---|---|
| the lender operates in the United States. In XXXX | 1 |
| the code is used for them to steal the phone number associated with your XXXX account | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| online lenders have concocted various schemes to make high- interest loans over the internet while avoiding state usury laws | 1 |
| and then received a call from a spoofed phone number that says Bank of America '' and does in fact appear to be the customer support number. They first identified themselves as BOA fraud investigators and inquired if I made a {$3500.00} transaction | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About but in reality
but in reality has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Sout, and the most recent logged activity is The scam/f, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, but in reality reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Hidatsa", and the single most common underlying issue is "online lenders have concocted various schemes to make high- interest loans over the internet while avoiding state usury laws".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating but in reality: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does but in reality have?
but in reality has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does but in reality respond to complaints on time?
but in reality has a 0% timely response rate to CFPB complaints.
What is the most common complaint about but in reality?
The most common issue reported against but in reality is "online lenders have concocted various schemes to make high- interest loans over the internet while avoiding state usury laws" in the "Hidatsa" product category.
Read our methodology — how this data is sourced, computed, and verified.
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