2026 data Public-data reference. official source

but if I was n't willing to pay then they could do nothing and would be garnishing my wage and then she said sarcastically good luck '' and hung up on me.,Company believes complaint represents an opportunity for improvement to better serve consumers,ZENCO COLLECTION

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows but if I was n't willing to pay then they could do nothing and would be garnishing my wage and then she said sarcastically good luck '' and hung up on me.,Company believes complaint represents an opportunity for improvement to better serve consumers,ZENCO COLLECTION's complaint history from CFPB public records. 1 consumers have filed complaints since I ca. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I ca
Since

Total complaints

1

Filed since I ca

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

but if I was n't willing to pay then they could do nothing and would be garnishing my wage and then she said sarcastically good luck '' and hung up on me.,Company believes complaint represents an opportunity for improvement to better serve consumers,ZENCO COLLECTION complaint mix by product

Total complaints: 1

but if I was n't willing to pay then they could do nothing and would be garnishing my wage and then she said sarcastically good luck '' and hung up on me.,Company believes complaint represents an opportunity for improvement to better serve consumers,ZENCO COLLECTION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I asked: 1 complaints (100.0%), resolution 0.0% I asked 100.0%
  • I asked 1 100.0% 0% relief

How but if I was n't willing to pay then they could do nothing and would be garnishing my wage and then she said sarcastically good luck '' and hung up on me.,Company believes complaint represents an opportunity for improvement to better serve consumers,ZENCO COLLECTION's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I asked her to spell her name and she said in a very sarcastic way XXXX 1

Top States

State Complaints
LLC,NM,875XX,,Consent provided,Web,2016-04-19,Closed with explanation,Yes,No,1886899 1

Top Issues

Issue Complaints
I did and asked her to do the same. She said her name was XXXX XXXX. I asked her to provide the name and spelling of her company 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About but if I was n't willing to pay then they could do nothing and would be garnishing my wage and then she said sarcastically good luck '' and hung up on me.,Company believes complaint represents an opportunity for improvement to better serve consumers,ZENCO COLLECTION

but if I was n't willing to pay then they could do nothing and would be garnishing my wage and then she said sarcastically good luck '' and hung up on me.,Company believes complaint represents an opportunity for improvement to better serve consumers,ZENCO COLLECTION has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I ca, and the most recent logged activity is I called b, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, but if I was n't willing to pay then they could do nothing and would be garnishing my wage and then she said sarcastically good luck '' and hung up on me.,Company believes complaint represents an opportunity for improvement to better serve consumers,ZENCO COLLECTION reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I asked her to spell her name and she said in a very sarcastic way XXXX", and the single most common underlying issue is "I did and asked her to do the same. She said her name was XXXX XXXX. I asked her to provide the name and spelling of her company".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating but if I was n't willing to pay then they could do nothing and would be garnishing my wage and then she said sarcastically good luck '' and hung up on me.,Company believes complaint represents an opportunity for improvement to better serve consumers,ZENCO COLLECTION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does but if I was n't willing to pay then they could do nothing and would be garnishing my wage and then she said sarcastically good luck '' and hung up on me.,Company believes complaint represents an opportunity for improvement to better serve consumers,ZENCO COLLECTION have?

but if I was n't willing to pay then they could do nothing and would be garnishing my wage and then she said sarcastically good luck '' and hung up on me.,Company believes complaint represents an opportunity for improvement to better serve consumers,ZENCO COLLECTION has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does but if I was n't willing to pay then they could do nothing and would be garnishing my wage and then she said sarcastically good luck '' and hung up on me.,Company believes complaint represents an opportunity for improvement to better serve consumers,ZENCO COLLECTION respond to complaints on time?

but if I was n't willing to pay then they could do nothing and would be garnishing my wage and then she said sarcastically good luck '' and hung up on me.,Company believes complaint represents an opportunity for improvement to better serve consumers,ZENCO COLLECTION has a 0% timely response rate to CFPB complaints.

What is the most common complaint about but if I was n't willing to pay then they could do nothing and would be garnishing my wage and then she said sarcastically good luck '' and hung up on me.,Company believes complaint represents an opportunity for improvement to better serve consumers,ZENCO COLLECTION?

The most common issue reported against but if I was n't willing to pay then they could do nothing and would be garnishing my wage and then she said sarcastically good luck '' and hung up on me.,Company believes complaint represents an opportunity for improvement to better serve consumers,ZENCO COLLECTION is "I did and asked her to do the same. She said her name was XXXX XXXX. I asked her to provide the name and spelling of her company" in the "I asked her to spell her name and she said in a very sarcastic way XXXX" product category.

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