but I have no record of it in my online account- I filed a complaint with them wanting to remove the charge off from my credit report as it is hampering my ability to get a loan to pay a very large tax bill and possibly hinder our new apartment rental applications- the PenFed rep ( XXXX XXXX told me in mid-XXXX

What the CFPB Record Shows About but I have no record of it in my online account- I filed a complaint with them wanting to remove the charge off from my credit report as it is hampering my ability to get a loan to pay a very large tax bill and possibly hinder our new apartment rental applications- the PenFed rep ( XXXX XXXX told me in mid-XXXX

but I have no record of it in my online account- I filed a complaint with them wanting to remove the charge off from my credit report as it is hampering my ability to get a loan to pay a very large tax bill and possibly hinder our new apartment rental applications- the PenFed rep ( XXXX XXXX told me in mid-XXXX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to - I , and the most recent logged activity is - I called, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, but I have no record of it in my online account- I filed a complaint with them wanting to remove the charge off from my credit report as it is hampering my ability to get a loan to pay a very large tax bill and possibly hinder our new apartment rental applications- the PenFed rep ( XXXX XXXX told me in mid-XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "did not get an answer or an update - When my mother passed away in XXXX", and the single most common underlying issue is "so I stopped dealing with them at this point and focused on grieving with my family - My inheritance came through to my bank on XX/XX/XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating but I have no record of it in my online account- I filed a complaint with them wanting to remove the charge off from my credit report as it is hampering my ability to get a loan to pay a very large tax bill and possibly hinder our new apartment rental applications- the PenFed rep ( XXXX XXXX told me in mid-XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.