2026 data Public-data reference. official source

but by then

3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3 consumer complaints filed with the CFPB

This profile shows but by then's complaint history from CFPB public records. 3 consumers have filed complaints since The . The company has a 0% timely response rate and has provided relief in 0% of cases.

3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
The
Since

Total complaints

3

Filed since The

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

but by then complaint mix by product

Total complaints: 3

but by then complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). which I: 1 complaints (33.3%), resolution 0.0% which I 33.3% I reached: 1 complaints (33.3%), resolution 0.0% I reached 33.3% I reached: 1 complaints (33.3%), resolution 0.0% I reached 33.3%
  • which I 1 33.3% 0% relief
  • I reached 1 33.3% 0% relief
  • I reached 1 33.3% 0% relief

How but by then's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
which I promptly did. I was assured that my account should then be secure. However 1
I reached out to XXXX XXXX via XXXX XXXX and phone calls on XX/XX/XXXX 1
I reached out to Goldman Sachs via Apple Chat and phone calls on XX/XX/XXXX 1

Top States

State Complaints
it was too late. I scheduled payment on XX/XX/XXXX via the online portal 2
the fraudster had successfully transferred {$2000.00} from my account via XXXX. 1

Top Issues

Issue Complaints
and XX/XX/XXXX 2
at XXXX XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About but by then

but by then has accumulated 3 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to The , and the most recent logged activity is Thirdly, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, but by then reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "which I promptly did. I was assured that my account should then be secure. However", and the single most common underlying issue is "and XX/XX/XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating but by then: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does but by then have?

but by then has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.

Does but by then respond to complaints on time?

but by then has a 0% timely response rate to CFPB complaints.

What is the most common complaint about but by then?

The most common issue reported against but by then is "and XX/XX/XXXX" in the "which I promptly did. I was assured that my account should then be secure. However" product category.

Related