Total complaints
8
Filed since 3-60
2026 data Public-data reference. official source
bills of exchange
8 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
8 consumer complaints filed with the CFPB
This profile shows bills of exchange's complaint history from CFPB public records. 8 consumers have filed complaints since 3-60. The company has a 0% timely response rate and has provided relief in 0% of cases.
8
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
3-60
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
bills of exchange complaint mix by product
- you stated 3 37.5% – 0% relief
- and Synchrony 1 12.5% – 0% relief
- when issued 1 12.5% – 0% relief
- I was 1 12.5% – 0% relief
- the effect 1 12.5% – 0% relief
- to provide 1 12.5% – 0% relief
How bills of exchange's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| you stated that the account has been paid in full and you included a document titled Tender of Payment Offering as proof of that payment. However | 3 |
| and Synchrony Bank filed a missing payment complaint and i faxed that in as well. XX/XX/XXXX | 1 |
| when issued against the security of any notes | 1 |
| I was to receive a payoff verification letter from the lender | 1 |
| the effect of tender is governed by principles of law applicable to tender of payment under a simple contract. ( b ) If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument and the tender is refused | 1 |
| to provide the necessities of life to persons in need as a result of the present emergency | 1 |
Top States
| State | Complaints |
|---|---|
| drafts | 7 |
| and bankers acceptances so deposited as security. Such_notes shall be the obli- gations of the Federal Reserve bank procuring the same | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| XXXX considers the document to have no legal validity | 3 |
| well I'm glad to inform you Synchrony Bank the Tender of Payment is US Currency check with the US Treasury. Once you have received tendered payment you instructed to retrieve funds from the US Treasury in Washinton DC or District of Columbia and or any Federal Reserve Bank. The payment was resubmitted and received on XX/XX/XXXX. On XX/XX/XXXX i received another call from Synchrony Bank at XXXX XXXX this time i spoke with XXXX a female located in the XXXX | 1 |
| bills of exchange | 1 |
| why was this not done as required by Law? If | 1 |
| to the extent of the amount of the tender. This is in full explanation. I have tendered a payment thereto XXXX XXXX. and they have declined the payment in Three letters as its presented by them to the CFPB. Therefore its discharged. The threats have began as to i owe the a certain currency or payment style which is not explained or disclosed. They XXXX XXXX also said that due to a certain style of a Deed of Trust or NOTE | 1 |
| whether resident | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About bills of exchange
bills of exchange has accumulated 8 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 7 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 3-60, and the most recent logged activity is i XXXX XXX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, bills of exchange reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "you stated that the account has been paid in full and you included a document titled Tender of Payment Offering as proof of that payment. However", and the single most common underlying issue is "XXXX considers the document to have no legal validity".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating bills of exchange: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does bills of exchange have?
bills of exchange has received 8 consumer complaints filed with the Consumer Financial Protection Bureau.
Does bills of exchange respond to complaints on time?
bills of exchange has a 0% timely response rate to CFPB complaints.
What is the most common complaint about bills of exchange?
The most common issue reported against bills of exchange is "XXXX considers the document to have no legal validity" in the "you stated that the account has been paid in full and you included a document titled Tender of Payment Offering as proof of that payment. However" product category.
Read our methodology — how this data is sourced, computed, and verified.
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