Total complaints
13
Filed since Cred
2026 data Public-data reference. official source
billing statements
13 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
13 consumer complaints filed with the CFPB
This profile shows billing statements's complaint history from CFPB public records. 13 consumers have filed complaints since Cred. The company has a 0% timely response rate and has provided relief in 0% of cases.
13
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
6
States Active
Cred
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
billing statements complaint mix by product
- 607 ( 4 30.8% – 0% relief
- Transunion 3 23.1% – 0% relief
- my credit 3 23.1% – 0% relief
- XXXX XXXXXXXX 1 7.7% – 0% relief
- you are 1 7.7% – 0% relief
- I sent 1 7.7% – 0% relief
How billing statements's 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| 607 ( b ) | 4 |
| Transunion | 3 |
| my credit report reflects a series of late-payment notations | 3 |
| XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX | 1 |
| you are required to reinvestigate disputed data | 1 |
| I sent Resurgent Capital Services a formal written demand for debt validation ( attached ) | 1 |
Top States
| State | Complaints |
|---|---|
| or proof of permissible purpose the information must be deleted | 4 |
| payment records ). Relying on automated systems like E-OSCAR or unverified furnisher responses does Unverifyable Data : The late payments are unverifiable due to missing due dates | 3 |
| or communications showing when and how these alleged late payments occurred. The FCRA requires furnishers to conduct a meaningful investigation when a consumer disputes an account | 3 |
| proof of assignment | 1 |
| or account histories can be produced | 1 |
| and generic printouts. These documents do not constitute lawful validation under the FDCPA and fail to establish : That I owe the alleged debts That LVNV Funding LLC owns the accounts That Resurgent has authority to collect Despite this failure | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| and FDCPA requirements | 4 |
| which I disputed | 3 |
| XXXX | 3 |
| XXXX XXXX XXXX XXXX | 1 |
| and obtain direct verification of every late payment reported. I demand you provide me with the method of verification | 1 |
| I demanded : A copy of the original | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About billing statements
billing statements has accumulated 13 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 8 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Cred, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, billing statements reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "607 ( b )", and the single most common underlying issue is "and FDCPA requirements".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating billing statements: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does billing statements have?
billing statements has received 13 consumer complaints filed with the Consumer Financial Protection Bureau.
Does billing statements respond to complaints on time?
billing statements has a 0% timely response rate to CFPB complaints.
What is the most common complaint about billing statements?
The most common issue reported against billing statements is "and FDCPA requirements" in the "607 ( b )" product category.
Read our methodology — how this data is sourced, computed, and verified.
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