Total complaints
2
Filed since THIS
2026 data Public-data reference. official source
because THIS ACCOUNT WAS IN COLLECTIONS just LAST MONTH AND IT HAS BEEN reporting that way FOR THE LAST 4 YEARS ( ALSO INCLUDED ARE PAST IMAGES OF MY CREDIT REPORT SHOWING THIS ACCOUNT BEING IN COLLECTIONS FOR YEARS NOW ) ALSO
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows because THIS ACCOUNT WAS IN COLLECTIONS just LAST MONTH AND IT HAS BEEN reporting that way FOR THE LAST 4 YEARS ( ALSO INCLUDED ARE PAST IMAGES OF MY CREDIT REPORT SHOWING THIS ACCOUNT BEING IN COLLECTIONS FOR YEARS NOW ) ALSO's complaint history from CFPB public records. 2 consumers have filed complaints since THIS. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
THIS
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
because THIS ACCOUNT WAS IN COLLECTIONS just LAST MONTH AND IT HAS BEEN reporting that way FOR THE LAST 4 YEARS ( ALSO INCLUDED ARE PAST IMAGES OF MY CREDIT REPORT SHOWING THIS ACCOUNT BEING IN COLLECTIONS FOR YEARS NOW ) ALSO complaint mix by product
- XXXX 1 50.0% – 0% relief
- CA XXXX 1 50.0% – 0% relief
How because THIS ACCOUNT WAS IN COLLECTIONS just LAST MONTH AND IT HAS BEEN reporting that way FOR THE LAST 4 YEARS ( ALSO INCLUDED ARE PAST IMAGES OF MY CREDIT REPORT SHOWING THIS ACCOUNT BEING IN COLLECTIONS FOR YEARS NOW ) ALSO's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX XXXX SSN : XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX | 1 |
| CA XXXX SSN : XXXX XX/XX/XXXX XXXX XXXX XXXX EXPERIAN | 1 |
Top States
| State | Complaints |
|---|---|
| IT IS IN AN ACTIVE DISPUTE AND EQUIFAX IS CALLING IT A CHARGED OFF ACCOUNT ( with no mention of the dispute ) AND THERE ARE NO LATE PAYMENTS being shown ever! JUST PAID AS AGREED THEN Status is Late and also CHARGEd OFF? I'm also attaching a copy of my report from XX/XX/XXXX from all 3 bureaus where this account was showing the payments were BEING MADE from XX/XX/XXXX-XX/XX/XXXX 1 ) ERROR 1 : EQUIFAX NOT STATING ACCOUNT IS BEING DISPUTED AS COMMANDED BY FCRA LAW 623 ( a ) ( 3 ) 2 ) ERROR 2 : PAYMENTS I NEVER MADE BEING REPORTED FROM XX/XX/XXXX-XX/XX/XXXX 3 ) ERROR 3 : NO VERIFIABLE PROOF account is mine EVER BEEN PROVIDED to me in writing AFTER MULTIPLE REQUESTS 4 ) ERROR 4 : ACCOUNT BEING REPORTED AS CHARGE OFF/late WHEN PAYMENTS ARE SHOWING CURRENT but account is in collections 5 ) Error 5 : no payment history from XX/XX/XXXX-XX/XX/XXXX 6 ) Error 6 : NO charge off date and incorrect monthly reporting showing current payments but that the account is late? How is that even possible? | 1 |
| IT IS IN AN ACTIVE DISPUTE AND XXXX IS CALLING IT A CHARGED OFF ACCOUNT ( with no mention of the dispute ) AND THERE ARE NO LATE PAYMENTS being shown ever! JUST PAID AS AGREED THEN Status is Late and also CHARGEd OFF? I'm also attaching a copy of my report from XX/XX/XXXX from all 3 bureaus where this account was showing the payments were BEING MADE from XX/XX/XXXX-XX/XX/XXXX 1 ) ERROR 1 : XXXX NOT STATING ACCOUNT IS BEING DISPUTED AS COMMANDED BY FCRA LAW 623 ( a ) ( 3 ) 2 ) ERROR 2 : PAYMENTS I NEVER MADE BEING REPORTED FROM XX/XX/XXXX-XX/XX/XXXX 3 ) ERROR 3 : NO VERIFIABLE PROOF account is mine EVER BEEN PROVIDED to me in writing AFTER MULTIPLE REQUESTS 4 ) ERROR 4 : ACCOUNT BEING REPORTED AS CHARGE OFF/late WHEN PAYMENTS ARE SHOWING CURRENT but account is in collections 5 ) Error 5 : no payment history from XX/XX/XXXX-XX/XX/XXXX 6 ) Error 6 : NO charge off date and incorrect monthly reporting showing current payments but that the account is late? How is that even possible? | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| XXXX XXXX | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About because THIS ACCOUNT WAS IN COLLECTIONS just LAST MONTH AND IT HAS BEEN reporting that way FOR THE LAST 4 YEARS ( ALSO INCLUDED ARE PAST IMAGES OF MY CREDIT REPORT SHOWING THIS ACCOUNT BEING IN COLLECTIONS FOR YEARS NOW ) ALSO
because THIS ACCOUNT WAS IN COLLECTIONS just LAST MONTH AND IT HAS BEEN reporting that way FOR THE LAST 4 YEARS ( ALSO INCLUDED ARE PAST IMAGES OF MY CREDIT REPORT SHOWING THIS ACCOUNT BEING IN COLLECTIONS FOR YEARS NOW ) ALSO has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to THIS, and the most recent logged activity is THIS IS A , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, because THIS ACCOUNT WAS IN COLLECTIONS just LAST MONTH AND IT HAS BEEN reporting that way FOR THE LAST 4 YEARS ( ALSO INCLUDED ARE PAST IMAGES OF MY CREDIT REPORT SHOWING THIS ACCOUNT BEING IN COLLECTIONS FOR YEARS NOW ) ALSO reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX SSN : XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX", and the single most common underlying issue is "XXXX XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating because THIS ACCOUNT WAS IN COLLECTIONS just LAST MONTH AND IT HAS BEEN reporting that way FOR THE LAST 4 YEARS ( ALSO INCLUDED ARE PAST IMAGES OF MY CREDIT REPORT SHOWING THIS ACCOUNT BEING IN COLLECTIONS FOR YEARS NOW ) ALSO: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does because THIS ACCOUNT WAS IN COLLECTIONS just LAST MONTH AND IT HAS BEEN reporting that way FOR THE LAST 4 YEARS ( ALSO INCLUDED ARE PAST IMAGES OF MY CREDIT REPORT SHOWING THIS ACCOUNT BEING IN COLLECTIONS FOR YEARS NOW ) ALSO have?
because THIS ACCOUNT WAS IN COLLECTIONS just LAST MONTH AND IT HAS BEEN reporting that way FOR THE LAST 4 YEARS ( ALSO INCLUDED ARE PAST IMAGES OF MY CREDIT REPORT SHOWING THIS ACCOUNT BEING IN COLLECTIONS FOR YEARS NOW ) ALSO has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does because THIS ACCOUNT WAS IN COLLECTIONS just LAST MONTH AND IT HAS BEEN reporting that way FOR THE LAST 4 YEARS ( ALSO INCLUDED ARE PAST IMAGES OF MY CREDIT REPORT SHOWING THIS ACCOUNT BEING IN COLLECTIONS FOR YEARS NOW ) ALSO respond to complaints on time?
because THIS ACCOUNT WAS IN COLLECTIONS just LAST MONTH AND IT HAS BEEN reporting that way FOR THE LAST 4 YEARS ( ALSO INCLUDED ARE PAST IMAGES OF MY CREDIT REPORT SHOWING THIS ACCOUNT BEING IN COLLECTIONS FOR YEARS NOW ) ALSO has a 0% timely response rate to CFPB complaints.
What is the most common complaint about because THIS ACCOUNT WAS IN COLLECTIONS just LAST MONTH AND IT HAS BEEN reporting that way FOR THE LAST 4 YEARS ( ALSO INCLUDED ARE PAST IMAGES OF MY CREDIT REPORT SHOWING THIS ACCOUNT BEING IN COLLECTIONS FOR YEARS NOW ) ALSO?
The most common issue reported against because THIS ACCOUNT WAS IN COLLECTIONS just LAST MONTH AND IT HAS BEEN reporting that way FOR THE LAST 4 YEARS ( ALSO INCLUDED ARE PAST IMAGES OF MY CREDIT REPORT SHOWING THIS ACCOUNT BEING IN COLLECTIONS FOR YEARS NOW ) ALSO is "XXXX XXXX" in the "XXXX XXXX SSN : XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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