Total complaints
1
Filed since NAME
2026 data Public-data reference. official source
because it shows Payment History reported 45 charge-offs
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows because it shows Payment History reported 45 charge-offs's complaint history from CFPB public records. 1 consumers have filed complaints since NAME. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
NAME
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
because it shows Payment History reported 45 charge-offs complaint mix by product
- XXXX XXXX 1 100.0% – 0% relief
How because it shows Payment History reported 45 charge-offs's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| 30 Days Late XX/XX/XXXX ; 60 Days Late XX/XX/XXXX ; 90 Days Late XX/XX/XXXX ; 120 Days Late XX/XX/XXXX ; and consecutively as NEGATIVE in XXXX ; in XXXX ; in XXXX ; XXXX XXXX ; A Charge Off/Close Account must show NO Payment history or consecutively as N - Negative reported on my credit report. Please delete this account | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| by not properly investigating and reporting inaccurate information on my credit report. These are the Violations of the Fair Credit Reporting Act. 1. Delete this account | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About because it shows Payment History reported 45 charge-offs
because it shows Payment History reported 45 charge-offs has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to NAME, and the most recent logged activity is NAME : XXX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, because it shows Payment History reported 45 charge-offs reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX", and the single most common underlying issue is "by not properly investigating and reporting inaccurate information on my credit report. These are the Violations of the Fair Credit Reporting Act. 1. Delete this account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating because it shows Payment History reported 45 charge-offs: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does because it shows Payment History reported 45 charge-offs have?
because it shows Payment History reported 45 charge-offs has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does because it shows Payment History reported 45 charge-offs respond to complaints on time?
because it shows Payment History reported 45 charge-offs has a 0% timely response rate to CFPB complaints.
What is the most common complaint about because it shows Payment History reported 45 charge-offs?
The most common issue reported against because it shows Payment History reported 45 charge-offs is "by not properly investigating and reporting inaccurate information on my credit report. These are the Violations of the Fair Credit Reporting Act. 1. Delete this account" in the "XXXX XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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