Total complaints
1
Filed since XXXX
2026 data Public-data reference. official source
( b ) duties of furnishers to only report verified information FCRA 607 ( b ) requirement of maximum possible accuracy FCRA 609 ( a ) right to documentation related to accounts being reported FDCPA 809 ( b )
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows ( b ) duties of furnishers to only report verified information FCRA 607 ( b ) requirement of maximum possible accuracy FCRA 609 ( a ) right to documentation related to accounts being reported FDCPA 809 ( b )'s complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
XXXX
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
( b ) duties of furnishers to only report verified information FCRA 607 ( b ) requirement of maximum possible accuracy FCRA 609 ( a ) right to documentation related to accounts being reported FDCPA 809 ( b ) complaint mix by product
- CreditFresh failed 1 100.0% – 0% relief
How ( b ) duties of furnishers to only report verified information FCRA 607 ( b ) requirement of maximum possible accuracy FCRA 609 ( a ) right to documentation related to accounts being reported FDCPA 809 ( b )'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| CreditFresh failed to supply : proof of ownership at time of reporting the complete chain of title to XXXX XXXX XXXX XXXX ( purchaser ) legally required itemization of principal | 1 |
Top States
| State | Complaints |
|---|---|
| 15 U.S.C. 1692g ( b ) can not continue collection/reporting without validation ( applies because CreditFresh continued furnishing derogatory data during active disputes ) 4. Failure to Provide Chain of Custody / Ownership Documentation CreditFreshs letter acknowledges they sold the account to XXXX XXXX XXXX XXXX on XX/XX/XXXX. However | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| fees | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About ( b ) duties of furnishers to only report verified information FCRA 607 ( b ) requirement of maximum possible accuracy FCRA 609 ( a ) right to documentation related to accounts being reported FDCPA 809 ( b )
( b ) duties of furnishers to only report verified information FCRA 607 ( b ) requirement of maximum possible accuracy FCRA 609 ( a ) right to documentation related to accounts being reported FDCPA 809 ( b ) has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX. Prop, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, ( b ) duties of furnishers to only report verified information FCRA 607 ( b ) requirement of maximum possible accuracy FCRA 609 ( a ) right to documentation related to accounts being reported FDCPA 809 ( b ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "CreditFresh failed to supply : proof of ownership at time of reporting the complete chain of title to XXXX XXXX XXXX XXXX ( purchaser ) legally required itemization of principal", and the single most common underlying issue is "fees".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ( b ) duties of furnishers to only report verified information FCRA 607 ( b ) requirement of maximum possible accuracy FCRA 609 ( a ) right to documentation related to accounts being reported FDCPA 809 ( b ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does ( b ) duties of furnishers to only report verified information FCRA 607 ( b ) requirement of maximum possible accuracy FCRA 609 ( a ) right to documentation related to accounts being reported FDCPA 809 ( b ) have?
( b ) duties of furnishers to only report verified information FCRA 607 ( b ) requirement of maximum possible accuracy FCRA 609 ( a ) right to documentation related to accounts being reported FDCPA 809 ( b ) has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does ( b ) duties of furnishers to only report verified information FCRA 607 ( b ) requirement of maximum possible accuracy FCRA 609 ( a ) right to documentation related to accounts being reported FDCPA 809 ( b ) respond to complaints on time?
( b ) duties of furnishers to only report verified information FCRA 607 ( b ) requirement of maximum possible accuracy FCRA 609 ( a ) right to documentation related to accounts being reported FDCPA 809 ( b ) has a 0% timely response rate to CFPB complaints.
What is the most common complaint about ( b ) duties of furnishers to only report verified information FCRA 607 ( b ) requirement of maximum possible accuracy FCRA 609 ( a ) right to documentation related to accounts being reported FDCPA 809 ( b )?
The most common issue reported against ( b ) duties of furnishers to only report verified information FCRA 607 ( b ) requirement of maximum possible accuracy FCRA 609 ( a ) right to documentation related to accounts being reported FDCPA 809 ( b ) is "fees" in the "CreditFresh failed to supply : proof of ownership at time of reporting the complete chain of title to XXXX XXXX XXXX XXXX ( purchaser ) legally required itemization of principal" product category.
Read our methodology — how this data is sourced, computed, and verified.
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