2026 data Public-data reference. official source

authorized

12 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

12 consumer complaints filed with the CFPB

This profile shows authorized's complaint history from CFPB public records. 12 consumers have filed complaints since 1681. The company has a 0% timely response rate and has provided relief in 0% of cases.

12
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
8
States Active
1681
Since

Total complaints

12

Filed since 1681

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

authorized complaint mix by product

Total complaints: 12

authorized complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 12 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). to formally: 2 complaints (25.0%), resolution 0.0% to formally 25.0% I sent: 1 complaints (12.5%), resolution 0.0% I sent 12.5% XXXX XXXX: 1 complaints (12.5%), resolution 0.0% XXXX XXXX 12.5% inaccurate: 1 complaints (12.5%), resolution 0.0% inaccurate 12.5% I sent: 1 complaints (12.5%), resolution 0.0% I sent 12.5% exposing Credit: 1 complaints (12.5%), resolution 0.0% exposing Credit 12.5% neither XXXX: 1 complaints (12.5%), resolution 0.0% neither XXXX 12.5%
  • to formally 2 25.0% 0% relief
  • I sent 1 12.5% 0% relief
  • XXXX XXXX 1 12.5% 0% relief
  • inaccurate 1 12.5% 0% relief
  • I sent 1 12.5% 0% relief
  • exposing Credit 1 12.5% 0% relief
  • neither XXXX 1 12.5% 0% relief

How authorized's 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
to formally dispute inaccurate and fraudulent information that appears on my credit report. This letter serves as my official notification that the above referenced account was opened without my knowledge 2
I sent a formal dispute to Elan XXXX XXXX with : Official FTC Identity Theft Report # XXXX Detailed explanation that I never opened 1
XXXX XXXX XXXX 1
inaccurate 1
I sent a formal dispute to XXXX XXXX XXXX with : Official FTC Identity Theft Report # XXXX Detailed explanation that I never opened 1
exposing Credit Bureaus to legal liability. I will take further action 1
neither XXXX XXXX XXXX 1
XXXX XXXX XXXX XXXX XXXX XXXX To : XXXX Subject : Identity Theft Dispute Demand for Removal of Fraudulent Accounts Dear Sir or Madam 1
XXXX XXXX XXXX XXXX XXXX XXXX To : XXXX XXXX Subject : Identity Theft Dispute Demand for Removal of Fraudulent Accounts Dear Sir or Madam 1
XXXX XXXX XXXX To : XXXX Subject : Identity Theft Dispute Demand for Removal of Fraudulent Accounts Dear Sir or Madam 1
XXXX XXXX XXXX XXXX XXXX XXXX To : XXXX XXXX Subject : Identity Theft Dispute Demand for Removal of Fraudulent Accounts Dear Sir or Madam 1

Top States

State Complaints
or entered into the lease agreements or related obligations for the accounts listed below. 4
or utilized this account in any capacity. This unauthorized account constitutes a clear violation of my rights under the FCRA and potentially indicates identity theft as defined under the Identity Theft and Assumption Deterrence Act 2
or used this account in any way.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,U.S. BANCORP,CA,91344,,Consent provided,Web,2025-12-15,Closed with explanation,Yes,N/A,18056014 1
or benefited from these accounts. 1
or initiated by me. I do not recognize any of them as belonging to me. 1
or used this account in any way.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
or consented to by me in any form and do not pertain to any legitimate financial activity I conducted. Legal Basis for Immediate Removal : Pursuant to 15 U.S. Code 1681c2 1
or lawfully reportable. Their FAILURE TO PROVIDE VALIDATION IS A DIRECT VIOLATION of the FCRA and FDCPA. 1

Top Issues

Issue Complaints
XXXX XXXX XXXX 5
or consent 2
or used this account Demand for permanent deletion under FCRA 623 and 1681c-2 Elan XXXX XXXX responded on [ date of their response ] with Case Number XXXX 1
collections 1
or used this account Demand for permanent deletion under FCRA 623 and 1681c-2 XXXX XXXX XXXX responded on [ date of their response ] with Case Number XXXX 1
the Federal Trade Commission ( FTC ) 1
BALANCE- {$190.00} ; ORIGINAL XXXXXXXX XXXX nor XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About authorized

authorized has accumulated 12 consumer complaints in the CFPB public database, with filings active across 8 U.S. states. Of those submissions, 12 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 1681, and the most recent logged activity is To date, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, authorized reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "to formally dispute inaccurate and fraudulent information that appears on my credit report. This letter serves as my official notification that the above referenced account was opened without my knowledge", and the single most common underlying issue is "XXXX XXXX XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating authorized: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does authorized have?

authorized has received 12 consumer complaints filed with the Consumer Financial Protection Bureau.

Does authorized respond to complaints on time?

authorized has a 0% timely response rate to CFPB complaints.

What is the most common complaint about authorized?

The most common issue reported against authorized is "XXXX XXXX XXXX" in the "to formally dispute inaccurate and fraudulent information that appears on my credit report. This letter serves as my official notification that the above referenced account was opened without my knowledge" product category.

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