Total complaints
2
Filed since An F
2026 data Public-data reference. official source
as these items were not initiated by me. Therefore
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows as these items were not initiated by me. Therefore's complaint history from CFPB public records. 2 consumers have filed complaints since An F. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
An F
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
as these items were not initiated by me. Therefore complaint mix by product
- which I 2 100.0% – 0% relief
How as these items were not initiated by me. Therefore's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| which I do not recognize as reported and which are the result of identity theft and fraud. The fraudulent items consist of the following : XXXX XXXX credit card account : Opened on XX/XX/year> | 2 |
Top States
| State | Complaints |
|---|---|
| I demand that all collection activities related to these fraudulent items cease | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| account number ending in XXXX Hard Inquiry from XXXX XXXX XXXX These fraudulent accounts have led to fraudulent late payments reported on my consumer credit report. I do not recognize the aforementioned accounts | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About as these items were not initiated by me. Therefore
as these items were not initiated by me. Therefore has accumulated 2 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to An F, and the most recent logged activity is An FTC Ide, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, as these items were not initiated by me. Therefore reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "which I do not recognize as reported and which are the result of identity theft and fraud. The fraudulent items consist of the following : XXXX XXXX credit card account : Opened on XX/XX/year>", and the single most common underlying issue is "account number ending in XXXX Hard Inquiry from XXXX XXXX XXXX These fraudulent accounts have led to fraudulent late payments reported on my consumer credit report. I do not recognize the aforementioned accounts".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating as these items were not initiated by me. Therefore: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does as these items were not initiated by me. Therefore have?
as these items were not initiated by me. Therefore has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does as these items were not initiated by me. Therefore respond to complaints on time?
as these items were not initiated by me. Therefore has a 0% timely response rate to CFPB complaints.
What is the most common complaint about as these items were not initiated by me. Therefore?
The most common issue reported against as these items were not initiated by me. Therefore is "account number ending in XXXX Hard Inquiry from XXXX XXXX XXXX These fraudulent accounts have led to fraudulent late payments reported on my consumer credit report. I do not recognize the aforementioned accounts" in the "which I do not recognize as reported and which are the result of identity theft and fraud. The fraudulent items consist of the following : XXXX XXXX credit card account : Opened on XX/XX/year>" product category.
Read our methodology — how this data is sourced, computed, and verified.
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